Average Joe Finances - podcast cover

Average Joe Finances

On this podcast we discuss how to create passive income from real estate, investing, side hustles and more. Our mission is to show people that financial independence is possible no matter their income level. This podcast is designed to be an educational tool to help you become financially independent. We want you to beat your debt, build your wealth, and control your future!

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Episodes

91. What's the Deal with NFTs with Anthony Fatseas

Send us a text Join Mike Cavaggioni with Anthony Fatseas on the 91st episode of the Average Joe Finances Podcast to talk about NFTs. Anthony is the host of the WTFinance Podcast and a cryptocurrency investor. He shares how he got involved in cryptocurrency, which eventually made him pursue a career in finance. In this episode, you’ll learn: Anthony’s career shift to finance Are NFTs the future of finance? Must-know terms when getting into crypto Common misconceptions Current state of the NFT mar...

Apr 24, 202244 min

90. The 5 Categories of Success with Sammy Warrayat

Send us a text Join Mike Cavaggioni with Sammy Warrayat on the 90th episode of the Average Joe Finances Podcast to talk about the five categories of success. Sammy is a passionate finance and life coach whose target market is millennials like him. He explains in detail these five categories to achieve financial freedom and, ultimately, success. In this episode, you’ll learn: Long-term goals and financial freedom Day trading versus swing trading Budgeting tips for millennials Why keeping finances...

Apr 17, 202247 min

89. Adventures in Gold Mining with Christopher Gerteisen

Send us a text Join Mike Cavaggioni with Christopher Gerteisen on the 89th episode of the Average Joe Finances Podcast to talk about gold mining. Christopher is the executive director and CEO of Nova Minerals, an Australian mining company. He shares the project process, from research to the actual mining. In this episode, you’ll learn: A brief summary of Christopher’s work Mineral investing: how is it carried out? Indicators of metal deposits in a site Returns from investing in mineral explorers...

Apr 10, 202244 min

88. Not Your Average Wealth Advisor with Adam Doran

Send us a text Join Mike Cavaggioni with Adam Doran on the 88th episode of the Average Joe Finances Podcast to talk about wealth management. Adam is an advisor at Prevail Strategies. He shares his experience of how he became a wealth advisor. In this episode, you’ll learn: A police officer who became a wealth advisor How is the traditional financial planning broken today The tax problem nobody talks about What makes Adam different from the typical wealth advisor Recommendations for early retirem...

Apr 03, 202245 min

87. BRRRR on Short Term Rentals, BRRRRNB with Anthane Richie

Send us a text Join Mike Cavaggioni and Anthane Richie as they chat about short-term rentals! In this episode, Anthane shares a lot about short-term rentals and how he created what he calls a BRRRRNB. He is using the Buy, Rehab, Rent, Refinance, and Repeat (BRRRR) method on a short term rental. He explains how he began studying to prepare himself for that market, to choosing the right place to buy in at. Also, he shares about balancing the pros and cons of the deals that he handled before. He al...

Mar 27, 202249 min

86. An Epic Journey to 22 Mobile Home Parks with Charlotte Dunford

Send us a text Join Mike Cavaggioni and Charlotte Dunford as they chat about how Charlotte was able to close 22 mobile home deals from mid-2019! Charlotte shares in this episode her background in college and what made her do the big move to the US from China. Growing up in a society that didn’t allow them to own real estate properties, she moved to the US with the inspiration to own her property. After she finished college at the Georgia Institute of Technology, she continued her career which le...

Mar 20, 202231 min

85. Real Estate Wholesale Mindset in Crypto Mining with Mark Andersen

Send us a text Join Mike Cavaggioni and Mark Andersen to discuss how the mindset in wholesaling real estate is being applied in crypto mining. Mark shares so much about the details of crypto mining and even the lesser-appreciated details of their operations. One such thing is the consideration of their energy source, using electricity produced from hydroelectric power plants. Of course, the more business-focused bits are present as well as Mark shares the difference between being a real estate a...

Mar 13, 202253 min

84. Unconstrained and Surfing to Financial Freedom with Myles Wakeham

Send us a text Join Mike Cavaggioni and Myles Wakeham, sharing the greatest analogy of life with his surfing background. He shared that when he’s surfing, he finds the wave he can ride, paddle along with it, and goes with the flow of the universe. Myles utilized Bitcoin in 2017 to be able to save up on remittance fees. Without the thought of walking away from Bitcoin with profit, Myles saw how the market grew and from $7, it grew to $20,000 which made Myles’ passive income exponentially huge wit...

Mar 06, 202251 min

83. Building Financial Independence as a Federal Employee with Sam Zelinka

Send us a text Join Mike Cavaggioni and Sam Zelinka, as he shares how he secured financial freedom while working for the government. Started working in the government at the age of 18 and also runs a blog focused on retirement, Sam shares that finances are always a constant topic in his family. Very driven at a young age, Sam acknowledges that there is a lack of education regarding money and that it’s not even a rare occurrence for someone to not know how a pension works. In this episode, there ...

Feb 27, 202253 min

82. Massive Action and Drive to Achieve Success with Rod Khleif

Send us a text Join Mike Cavaggioni and Rod Khleif, as they first chat about Rod’s beginnings and some very specific experiences, both losses and wins, and more importantly, shifting mindsets to recover from such losses. In this episode, Rod shares so much about how life is more affected by our mindset rather than our technical knowledge. In this episode, one of the big topics that Rod discusses is analysis paralysis, which is what usually happens for people who tend to overthink in doing the ne...

Feb 20, 202246 min

81. How to Profit Safely in Gold with Ravi Sood

Send us a text Join Mike Cavaggioni and Ravi Sood, as they talk about Galane Gold, Ravi’s company, and share about being an active miner. Ravi was taking a pause before pursuing his master’s degree after studying mathematics. Figuring out a way to be able to fund his education, Ravi got into the investment industry and fell in love with the field. It was until the mid 00’s that Ravi actually got interested in investing in mining and gold. Ravi shares more about how he got interested in mining go...

Feb 13, 202254 min

80. The Cashflow Portal with Perry Zheng

Send us a text Join Mike Cavaggioni and Perry Zheng as they chat about the Cash Flow Portal, whose goal is to connect passive investors with real-estate syndicators among many others. Leaving his job at Lyft as an engineering manager to go full-time with the Cash Flow Portal, Perry shares how he started his journey, with the purple bible, Rich Dad, Poor Dad. He now helps syndicators raise capital and find deals as a full-time job. There is a lot to unpack in this episode about how they operate a...

Feb 06, 202243 min

79. Avestor: Build a Real Estate Investment Fund with Badri Malynur

Send us a text Join Mike Cavaggioni and Badri Malnyur as they discuss building a fund for investing in real estate! Starting his business right after college, Badri and his partners had a software consulting company that he ran for a decade. In search of passive income, he got into a corporate training company that is, while not a passive type of income, still acknowledged as income which was his goal either way and that is what helped him transition into different entrepreneurial paths. Badri s...

Jan 30, 202233 min

78. Real Estate Action Takers with Quentin D' Souza

Send us a text Join Mike Cavaggioni with Quentin D’Souza on the 78th episode of the Average Joe Finances® Podcast as they talk about why he left teaching for real estate, why he stopped coaching, why you shouldn't be the expert in everything, and so much more. As Quentin shares what can be anticipated from his book The Action Taker's Real Estate Investing Planner, tune in and find out why he doesn't do annual goals and why he believes planning is still so underrated. In this episode, you'll lear...

Jan 23, 202245 min

77. The Money Life Coach with Tawnya Schultz

Send us a text Join Mike Cavaggioni and Tawnya Schultz as they discuss The Money Life Coach, Tawnya’s way of giving back to the community, especially for women, teaching them how to utilize their finances better towards financial freedom. Tawnya’s online platform did not come to fruition overnight. She shares that since she was a kid, she’s always been conscious about making money, which was further inspired by her environment and was later on realized after moving in with her boyfriend and felt...

Jan 16, 202248 min

76. Building a Business with a Podcast with Sarah St. John

Send us a text Join Mike Cavaggioni with his guest, Sarah St. John, on the 76th episode of the Average Joe Finances Podcast as they talk about how to build a business through podcasting. Sarah has created several startups in her decade-long career as an entrepreneur. Nowadays, she manages the podcast production agency, PodSeam, and hosts the Frugalpreneur Podcast. Today, Sarah breaks down the different ways to make money online, detailing all the must-haves for your online business. In this epis...

Jan 09, 202257 min

75. Financial Freedom isn't a Fairytale with Michael Gilmore

Send us a text Join Mike Cavaggioni and Michael Gilmore as they discuss how the $7 Millionaire came to be. It was actually a sentimental back story with Michael’s daughter asking him how much does she need to save every day to become a millionaire in her lifetime and Michael being as intrigued as his daughter on what seemed to be just a random question started doing his calculations and the rest is history. In this episode, Michael shares more about how financial freedom is not easily achieved n...

Jan 02, 20221 hr

74. Build Your Real Estate Business First with Dustin Heiner

Send us a text Join Mike Cavaggioni and Dustin Heiner as they discuss how to be successfully unemployed! Ironic as it may sound, Dustin doesn’t mean for someone not to have a hustle but quite the opposite. His story is to inspire someone and even give tips on where and how to start. Dustin shares that his drive to not work while being able to support his family to live a comfortable life is when he was at his lowest point when he got laid off from his job. He used this point to find opportunitie...

Dec 26, 202152 min

73. Goal Setting and Creating Success with Nathan Bynum

Send us a text Join Mike Cavaggioni with his guest, Nathan Bynum, on the 73rd episode of the Average Joe Finances® Podcast. Today, they discuss building the habits you need to achieve your goals and succeed in life. Nathan is a web developer, a best-selling author, and a certified goal-success coach. He teaches entrepreneurs how to achieve their business goals through finding the intersection of their passion and profits and, in turn, attracting their ideal clients. Today, Nathan shares his expe...

Dec 19, 202142 min

72. Build Your Blueprint to Financial Independence with Chris Mamula

Send us a text Join Mike Cavaggioni and Chris Mamula on the 72nd episode of the Average Joe Finances® Podcast as they talk about DIY investing, wealth building, early retirement, and financial independence through financial planning. Chris retired from his professional career as a physical therapist at the age of 41 and started educating himself about investing and tax planning. From experience, Chris shares his tips and tricks on how you can build your own blueprint to financial independence. I...

Dec 12, 202145 min

71. Achieving Early Financial Independence in Your 20s with Dan Sheeks

Send us a text Join Mike Cavaggioni with Dan Sheeks on the 71st episode of the Average Joe Finances Podcast to discuss achieving early financial independence in their early 20s. Dan is the founder of SheeksFreaks, an online community dedicated to helping young people learn money management skills, real estate investing, and early financial independence. He shares how he helps teens learn financial literacy. He is also a BiggerPockets author! In this episode, you’ll learn: A passionate high schoo...

Dec 05, 202144 min

70. Meet the Networth Nurse with Savannah Arroyo

Send us a text Join Mike Cavaggioni with his guest, Savannah Arroyo, on the 70th episode of the Average Joe Finances Podcast. Today, they discuss the similarities between working in the healthcare system and syndicating real estate investments. Savannah is a full-time registered nurse, managing multiple departments at a busy, Magnet-recognized hospital. But she is also a real estate investor, focusing on value-add multifamily syndications. Today, Savannah shares her journey, from finding herself...

Nov 28, 202139 min

69. So You Want to Start a Side Hustle? With Carrie Bohlig and Craig Clickner

Send us a text Join Mike Cavaggioni with his guests, Carrie Bohlig and Craig Clickner, on the 69th episode of the Average Joe Finances Podcast as they talk about venturing into the world of side-hustling. Carrie and Craig met as singles while building their businesses. Living a modest life, Carrie began her business while studying sociology and Women's Studies. Meanwhile, Craig first considered creating his own business while working as a banking risk analyst in 2003. And while their paths to en...

Nov 21, 202153 min

68. Investing for 20 Minutes a Day with David Torrence

Send us a text Join Mike Cavaggioni and David Torrence on the 68th episode of the Average Joe Finances Podcast as they talk about how you can invest towards financial independence in 20 minutes. David is the CEO of Throne CG and the founder of KP Cares Foundation Inc. Throne CG is an investment consulting firm, while KP Cares is a non-profit geared towards assisting under-resourced communities, bridging the wealth gap. As an investor and philanthropist, David’s mission is to serve and be of serv...

Nov 14, 202146 min

67. The Importance of Cash while Investing with Rob Schulz

Send us a text Join Mike Cavaggioni with Rob Schulz on the 67th episode of the Average Joe Finances Podcast as they talk about what financial planning achieves, why you should have a line of credit prepared anytime, how short-term biases affect our finances today, and so much more. After they share the schemes that fit folks who are averse to investing, Rob speaks about the asset classes he invests in and explains why it's vital not to put all your eggs in one basket, plus the tips he can impart...

Nov 07, 202147 min

66. Flipping, Crypto Mining, and Real Estate with Chad Wittfeldt

Send us a text Join Mike Cavaggioni with Chad Wittfeldt on the 66th episode of the Average Joe Finances Podcast to discuss flipping, cryptocurrency mining, and real estate investing. Chad started his journey as an entrepreneur early, flipping anything he got his hands on, then began trading stocks and currencies in his teens and later became very focused on passive income creation. He currently focuses on two real estate businesses and cryptocurrency mining. Today, Chad shares the trials and tri...

Oct 31, 202143 min

65. Poor Financial Decisions to a Perfect Credit Score with Al Jones

Send us a text Join Mike Cavaggioni and Al Jones on the 65th episode of the Average Joe Finances Podcast as they talk about what financial decisions you can make to achieve a perfect credit score. Al is a personal finance author and a game developer in Phoenix, Arizona. After years of making poor financial decisions, thinking it was the norm, he decided to turn things around by learning finance, specifically credit repair. Today, Al shares his experiences, from barely living on a low credit rati...

Oct 24, 202139 min

64. Setting Goals as a New RE Investor with Calvin Blankenship

Send us a text Join Mike Cavaggioni and Calvin Blankenship on the 64th episode of the Average Joe Finances Podcast as they talk about setting goals as a new real estate investor. Calvin is an active duty corpsman in the United States Navy who always had an entrepreneurial mindset. However, after trying his hand in network marketing, he ultimately realized his goal to replace his military income with passive and active real estate income as fast as possible. Today, Calvin shares some of his plans...

Oct 17, 202132 min

63. The HELOC Hack You Should Know with Michael Lush

Send us a text Join Mike Cavaggioni and Michael Lush on the 63rd episode of the Average Joe Finances Podcast as they talk about replacing mortgage with HELOC to start saving thousands of dollars in interest. Michael is the founder and CEO of Lush Enterprises, educating consumers on more efficient ways to purchase or refinance their homes. He used to be a mortgage loan officer who always did what he believed was best for his clients. But after learning that he could do more for them from a wealth...

Oct 10, 202149 min

62. Using 1031 Exchanges to Achieve Financial Freedom with Dave Foster

Send us a text Join Mike Cavaggioni and Dave Foster on the 62nd episode of the Average Joe Finances Podcast as they talk about how 1031 exchanges can help you achieve financial freedom. Dave is the founder and CEO of Ironwood Solutions. The multi-industry company focuses on value addition through systemic process improvement, balancing capital maximization, and wealth preservation. They also provide project-specific solutions for various profit and non-profit institutions. Today, Dave shares his...

Oct 03, 202154 min
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