Send us a text In this episode I interviewed Nick McCullum from Passiv. Nick explains what Passiv is and how they are a great option for the busy professional who doesn’t have the time to constantly rebalance their portfolio manually. He explains how Passiv is able to make rebalancing your portfolio as easy as clicking a button. Nick McCullum went to college to study biology when he quickly realized that this particular major did not interest him at all. He wanted to do something different but s...
Jan 31, 2021•21 min
Send us a text In this episode I had the privilege of interviewing Paul Moore. I talk with Paul about speculation versus investment, forced appreciation, and a variety of other topics related to commercial real estate investing. He shares how risky speculating can really dip into your net worth and how proper investing can increase it significantly. Paul is very knowledgeable about investing in commercial real estate, specifically multi-family, self-storage and mobile home parks. Paul Moore star...
Jan 24, 2021•41 min
Send us a text In this episode I interview David Essel. David and I discuss how he overcame addiction and completely change his life. We talk about the conscious and subconscious mind and how it affects our thinking related to finances. David is a plethora of information and provides some real life-altering advice. David Essel, M. S. O.M., is a number one best-selling author, counselor, master life coach, international speaker and minister whose mission is to positively affect 2 million people o...
Jan 17, 2021•52 min
Send us a text In this episode we welcome our guest Chris Miles. Chris and I discuss how he became the “Anti-Financial Advisor” and explains how he discovered his passion for passive income. There are some golden nuggets in this episode that made me think twice about my own investments and investment strategies. This is one of those episodes that can be life changing to someone. Chris really surprised me with how he changed his own investment strategy when he realized there were better ways to b...
Jan 10, 2021•31 min
Send us a text In this episode I talk about setting goals for the new year and why it’s important… at least to me. I also talk about how we shouldn’t just be focused on one year, but have a long-range plan for at least five years out. This bonus episode is meant to help motivate you into holding yourself accountable to get out there and crush it this year! Thanks for listening and please leave us a review. It helps us out tremendously. Average Joe Finances: Our social media links can be found he...
Jan 06, 2021•11 min
Send us a text In this episode we welcome our guest Ted McLyman, Author | Entrepreneur | Business Owner | Speaker | Trainer | Lt Col, USMC (Ret) | Ironman Triathlete. Ted discusses discuss how conventional wisdom about money is wrong and how emotions are tied to money. He explains how money success is about knowing your natural money temperament and managing your behavior, and then, your money. Ted and I share an awesome dialogue that will resonate with everyone, especially our military populati...
Jan 03, 2021•1 hr 1 min
Send us a text In this episode we discuss when you should use a financial coach or a financial advisor with the founder of Wealthtender, Brian Thorp. We discussed in detail about when it’s appropriate to use a coach or an advisor. We also spoke about how it’s important to have that person to help hold you accountable in your own financial journey. In 2019, Brian left his high paying six-figure financial services career in Texas to launch a startup. Crazy? Perhaps! He started working remotely fro...
Dec 27, 2020•43 min
Send us a text In this episode with Anthanē Richie from Rich State of Mind, we discuss how he got started in his own journey into financial independence using real estate as his vehicle. He is a newer investor and gives a great perspective on his first investment properties. He is currently serving in the U.S. Navy and was recently selected for Chief Petty Officer. In the Navy, that is a significant milestone that he has achieved. It goes to show his determination in everything that he does. We ...
Dec 20, 2020•47 min
Send us a text In this episode with Kyle Robertson, we discuss how he got started in real estate. He explains how he managed to get some great deals including when he bought a storage facility. During his journey he explains how he was able to double his gains with that commercial property to jump start the growth of his portfolio. He discusses pressing the reset button with his family, selling everything, and starting over. That sounds scary doesn’t it? Well Kyle and his wife made it work. Afte...
Dec 17, 2020•58 min
Send us a text In this episode we interview Tim Carmon. Tim and I served together in the Navy at the same command a few years ago. Tim has always been a go getter and it certainly showed in his Navy career. Tim and I were catching up on LinkedIn and started talking real estate and I asked him to come on and share his story with what he’s been doing. He explained how he was able to build a great relationship with his lender at a local bank to work out different finance options. Tim and his brothe...
Dec 06, 2020•44 min
Send us a text In this episode we interview Greg Junge. We had a great discussion about real estate syndications, turn-key investments, and success mindsets. Greg recently co-authored Success Habits of Super Achievers. The book features lessons from Darren Hardy, Les Brown, Brian Tracy, Mark Victor Hansen, and many other authority figures. Greg grew up on Long Island, NY, and currently resides in Phoenix, AZ with his wife Mandy and their dog Buster. He has been a full time Realtor since 2015 and...
Nov 29, 2020•33 min
Send us a text In this episode we interview Jay Sooknanan. We talk about a variety of topics and he shares his story of personal growth and development. He shares with me how a life coach was able to change the trajectory of his life and how he changed his mindset to find his purpose. He is now a life coach himself and a successful entrepreneur focused on becoming financially independent. His reasoning behind it is not just for himself and his family, but to help others. I had a great time talki...
Nov 22, 2020•41 min
Send us a text In this episode we interview Erik Engebretson. Erik explains how he built his partnership and his real estate portfolio of 50/50 short-term and traditional rental properties. By short-term rentals, we aren’t talking AirBnB or Vacation Rentals… We are talking about one to six-month rentals. We also covered finding that work-life balance on your financial freedom journey. Don't miss out! Erik Engebretson is the founder and CEO of EME Companies. Erik is an entrepreneur, real estate i...
Nov 15, 2020•1 hr 9 min
Send us a text This interview with Rocky Lalvani was a great learning experience for me. Rocky is the real deal! Throughout the interview he shares his insights and personal experiences that led to his success. I really enjoyed this interview and felt that I learned quite a bit from Rocky. I think there is something in this episode for everyone. Definitely listen to the whole episode and enjoy. About Rocky Lalvani: He started with nothing when his parents immigrated to the United States. He was ...
Nov 08, 2020•54 min
Send us a text Show Notes from My Future Business Podcast: On today’s My Future Business Show I have the pleasure of spending time with property investor and founder of Average Joe Finances Mr. Michael Cavaggioni talking about investing and wealth creation. Mike grew up on Long Island, NY and enlisted in the Navy at the age of 17 as an E1 (the lowest rank in the military). He worked his way up the enlisted ranks to E6 and an eventual commission as an officer. With 18 years of service and approac...
Nov 04, 2020•36 min
Send us a text Interview James Goi Jr. Part 3. This is part three of exploring James’ book How to Attract Money Using Mind Power . If you haven’t already, go to his website below, snag a copy of the book, and join along as we go through each chapter in detail. Being able to go chapter by chapter with the author really helps put things into a different perspective than just reading it on your own. Join us in this final part of our 3-part journey through How to Attract Money Using Mind Power. Jame...
Nov 01, 2020•56 min
Send us a text Interview James Goi Jr. Part 2. This is part two of exploring James’ book How to Attract Money Using Mind Power. Go to his website below, snag a copy of the book on his website and join along as we go through each chapter in detail. James Goi Jr., aka The Attract Money Guru™, is the bestselling author of How to Attract Money Using Mind Power—a book that set a new standard for concise, no-nonsense, straight-to-the-point self-help books. He condenses and simplifies abstract metaphys...
Oct 25, 2020•42 min
Send us a text Interview James Goi Jr. Part 1. We go through James’ book How to Attract Money Using Mind Power . Go to his website below, snag a copy of the book and join along as we go through each chapter in detail. This was a fun interview to have and James shares how events early in his life propelled him to where he is today as an author and as The Attract Money Guru.™ James Goi Jr., aka The Attract Money Guru™, is the bestselling author of How to Attract Money Using Mind Power —a book that...
Oct 18, 2020•54 min
Send us a text Dr. Shaun Woodly has dedicated his professional career to education. He is a decorated K-12 teacher, university professor and author whose deep passion and research have allowed him great success as an educator and entrepreneur. He is the architect behind the educator movement “Teach Hustle Inspire” and has written the best-selling book “MC Means Move the Class: How to Spark Engagement and Motivation in Urban and Culturally Diverse Classrooms”. In both education and life, Dr. Wood...
Oct 10, 2020•36 min
Send us a text In this episode, I discuss different side hustles you can do. I talk about side hustles I have done in the past as well. This episode is wave-top information in a sea of possibilities. Hopefully this can give you some good ideas of different things you can do to make a little more money during these tough times. Average Joe Finances 📋Budgeting and Money Management| 🏡 Real Estate Investing | 💰 Investing in the Stock Market. 💎 Join the community and the journey. Links to all of ...
Sep 28, 2020•25 min
Send us a text In this episode, we interview Jeff Bayless host of The Evolution Podcast and co-host of Journey to Higher Consciousness on YouTube. He shares his story of resilience and overcoming some extreme hardships. I have known Jeff for many years and served with him in the Navy. He talks about this time period in his life and how he went from being essentially homeless, $40k in debt, and in some legal troubles to having $40k in savings and in a much better place mentally and financially. A...
Sep 20, 2020•54 min
Send us a text In this episode, we interview Eric Bowie from Smart Money Bro. He shares his story on how he started his journey to financial freedom and how he went from a negative net worth to having a net worth of $600k. This is the final episode in a 3-part series where we discussed the 7 topics below. In this episode we talk about topics 4-7. You don’t want to miss when he talks about his voice over work and pooling family money together. Definitely two topics I found to be very interesting ...
Sep 12, 2020•35 min
Send us a text In this episode, we interview Eric Bowie from Smart Money Bro. He shares his story on how he started his journey to financial freedom and how he went from a negative net worth to having a net worth of $600k. This episode is the second in a series where we discuss the topic number 3 of the 7 different topics below. 1. How and why Eric started an eBay business that paid for his daughters way through college. 2. His journey in real estate and single-family rentals. 3. 1 on 1 coaching...
Sep 05, 2020•31 min
Send us a text In this episode, we interview Eric Bowie from Smart Money Bro. He shares his story on how he started his journey to financial freedom and how he went from a negative net worth to having a net worth of $600k. This episode is the first in a series where we discuss the first 2 of the 7 different topics below. 1. How and why Eric started an eBay business that paid for his daughters way through college. 2. His journey in real estate and single-family rentals. 3. 1 on 1 coaching where h...
Aug 31, 2020•36 min
Send us a text In this episode, we go over my start into multi-family real estate investing. I dive into details and share how I purchased my first multi-family investment property. Check it out and see if this might be an investment you may want to do in the future. Average Joe Finances: Our social media links can be found here: flow.page/avgjoefinances 🌐 Check out: averagejoefinances.com ⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv 🏡 Buying or Selling a House? average...
Aug 23, 2020•15 min
Send us a text In this episode, we interview Christine Teh from Teh Financial Coaching. She shares her unique perspective on building a relationship with money and how it should be treated the same way any other healthy relationship should be treated. Christine Teh is a second-generation Chinese born and raised in the Philippines. She immigrated to the United States to continue her college education and seek out opportunities in corporate America. She worked at various large companies such as Fi...
Aug 09, 2020•49 min
Send us a text In this episode, we discuss current events with the pandemic and what it’s doing to real estate in the big cities. We also touch a little bit on starting up a side hustle to help better your financial situation if you are unemployed. Some of the key takeaways are these questions. If you lost your job and collecting unemployment benefits, what are you doing to build another skill set during the time you are home? Have you thought about starting a side hustle? Average Joe Finances: ...
Aug 02, 2020•16 min
Send us a text In this episode, we interview Tim Kelly from Active Duty Passive Income. Tim is an active duty Chief Petty Officer in the United States Navy and has been serving his country for 14 years. Now stationed on shore duty in Pensacola, Florida, he is fully pursuing his dream of owning and operating multi-family real estate and helping others realize their financial freedom goals! Tim tells his story on how he started investing in real estate in 2011 when he purchased his first single fa...
Jul 26, 2020•22 min
Send us a text In this episode we discuss debt consolidation and how it can be an option for when the budgeting may be too difficult. Debt consolidation can be quick way to rid yourself of credit card debt and save a significant amount of money on interest. Average Joe Finances: Our social media links can be found here: flow.page/avgjoefinances 🌐 Check out: averagejoefinances.com ⚖️ Balance Your Portfolio with Passiv: averagejoefinances.com/passiv 🏡 Buying or Selling a House? averagejoefinance...
Jul 26, 2020•9 min
Send us a text In this episode we discuss the 7 Steps to Financial Freedom. We outline simple steps you can use to get out of debt and start building wealth. We have researched some of the most successful financial gurus on how they reached their goals. Most of them follow something very similar to these 7 steps. Average Joe Finances: Our social media links can be found here: flow.page/avgjoefinances 🌐 Check out: averagejoefinances.com ⚖️ Balance Your Portfolio with Passiv: averagejoefinances.c...
Jul 26, 2020•17 min
