Send us a text *** Our sincere apologies, yesterdays version had audio quality errors. This version is corrected. As an individual property investor, you will be making a very very small number of property investments in your lifetime. Even Australia's Billionaire property developers make up a very small amount of total transactions. This means you should, and CAN, target SPECIFIC properties that OUTPERFORM. The rise of buyers agents and property courses has elevated the entire industry forward ...
Jun 07, 2024•23 min
Send us a text Picking areas that are about to BOOM is entirely predictable. In fact, this is far easier to do than picking areas that MAY do well in the years ahead. Typically these markets have all the features of HIGH DEMAND, LOW SUPPLY That combination means prices are going to rise. Perhaps first in the rental market, and then spillover to the housing market. In this episode, we go through each KEY metric to look at. Now theres lots and lots of data points, so we’ll focus on the ones that R...
May 29, 2024•26 min
Send us a text INVESTOR SPECIAL SERIES 1/4: Over the past 10 years, I’ve had the pleasure of working with the best, 1000s of property investors, etc. This has framed my property investing strategy, the ‘alpha-beta’ strategy. Property markets work in cycles. If the average growth rate is 6%, then that is made up of years of 20%+ growth and years of no growth. As property investors, we want to buying in areas that are going to do very well soon. We want to minimise the amount of time before the ne...
May 24, 2024•33 min
Send us a text We unpack HOW the Transport Oriented Development Plan will change SYDNEY. The biggest planning changes in decades in Sydney are now legislated. After a short consultation period, the NSW government has got moving and enacted these changes quickly. Planning changes of this scale and breadth remains a great opportunity for investors and homebuyers. We run through the specifics of how these changes work & what to look for. Reach out to us at www.australianpropertytalk.com.au...
May 14, 2024•20 min
Send us a text Should i invest in an apartment? Many property investing experts say NO. Indeed, so many of the best buyers agents in Australia simply DO NOT buy apartments. But Sydney apartments are now growing at DOUBLE the rate of houses. Are they overlooking the data? We unpack WHY apartments may be set for short term growth, including: 1. Value - apartments are showing strong value signals, being significantly underpinned relative to houses vs history. A typical 20% spread in median dwelling...
May 09, 2024•19 min
Send us a text Inflation came in at 1% for Q1 2024 in a big economic release. This was above market expectations, coming in way too high and is a cause for concern. Inflation is the number one data item that the RBA look at, and with this high number, rate cut talks for the foreseeable future are over. The RBA removed its stance on 'increasing interest rates' at its last meeting, but is likely to reinclude it next week and warn Australian's that further rate rises may be required to quell the in...
May 03, 2024•28 min
Send us a text There's tens of thousands of properties for sale at any point in time. How do you work out where to actually buy? We unpack: 1. The importance of thinking NATIONALLY, not just locally. 2. Why NUMBERS is all that matters - not emotional attachment to walking past your property investment. 3. Property cycles are different across the country. 4. Why buying in rising markets helps your portfolio growth 5. How your own affordability constraints may mean you need to look elsewhere. Unde...
Apr 24, 2024•28 min
Send us a text We deep dive into the steps you need to take to purchase a property. We aim to help you take ACTION by SIMPLIFYING the process into a few key steps. Simplified, property investing can be broken down into a few simple steps: 1. Get money - usually from banks! 2. Use that money to buy GOOD property investing - 3. Risk management - ensuring your cash flow is strong enough to support the property investment We unpack WHY people fail to get started: 1. Why perfect holds you back 2. Why...
Apr 17, 2024•23 min
Send us a text We deep dive into the Australian economy, jobs market, and rate cycle. We also unpack how Australia compares to the US and why they are doing so well, while we are barely growing at all. We discuss the slowly moving rate cycle, and why we're now in PHASE 2 of this transition from raising rates to cutting. 1. Stop increasing rates, but posture that more rate rises are coming. 2. Removing the 'posturing' of further rate rises. 3. Begin communicating that we expect to cut rates later...
Apr 10, 2024•46 min
Send us a text How are so many Aussies getting on with their day to day life? This question is absolutely key to the short term direction of housing values, the risks to the aussie economy, our jobs market and everything central to our economy. Its why the RBA put a spotlight on Aussie households and how they're coping to high rates. There's 3 reasons how Aussie's are getting through: 1. A great jobs market - near the best on record. 2. We're adjusting our spending to get through - the Aussie re...
Mar 31, 2024•31 min
Send us a text Sydney planning changes proposed in 2024 is one of the best investing opportunities we have seen in a long time. In this episode, we deep dive into the changes proposed by the state government. We discuss: > What the pro's & con's are from pursuing a strategy like this > What areas are going to benefit most > Why apartments may do poorer as a result of greater housing supply Overall, Sydney investors who have focussed on strong fundamentals and good locations, are lik...
Mar 26, 2024•24 min
Send us a text Sydney planning is changing - the largest change in a generation due to come into legislation in 2024! The state government is responding to the housing crisis with a massive change to planning proposals that impacts land all across the city. We discuss: > What is changing and where > What areas will do well > How property investors can benefit > What to look out for and how to adjust your strategy to benefit from this Reach out to us at www.australianpropertytalk.com....
Mar 20, 2024•20 min
Send us a text We've modelled out borrowing powers for 7 years straight. This shows a close relationship between borrowing amounts and house prices. In this episode, we deep dive directly into what will happen to borrowing powers in 2024. We discuss 4 separate scenarios: Scenario 1 (near certainty): Stage 3 tax cuts kick in and add 5% to borrowing power Scenario 2 (currently forecasted by markets): Stage 3 tax cuts + 0.50% reduction in interest rates. Combined this adds 11% to borrowing capaciti...
Mar 12, 2024•41 min
Send us a text We deep dive into 2023 - house prices increased by nearly double digits YET borrowing powers fell by nearly 10%. Why? What happened in 2023 and why did prices rise when credit availability came down? This means that more and more purchases were made with larger deposits & to higher income Aussie's. We unpack a few key factors: 1. The 'Bank of Mum & Dad' increasing in size and influence. 2. The massive wealth increase that occured between 2019-2022 creating a 'second wave' ...
Mar 05, 2024•25 min
Send us a text Do changes in borrowing power impact the direction of house prices? We deep dive into how borrowing power has changed up and down through 2017-2022 and how house prices have followed these changes. For these years, the results are clear: House Prices in Sydney moved up and down in line with changes to the amount of credit available. Reach out to us at www.australianpropertytalk.com.au...
Feb 27, 2024•18 min
Send us a text We unpack superannuation lending and how property investors can use their super to continue growing their property portfolio. Specifically: 1. What is a self managed super fund 2. How do banks view SMSF's 3. What is a 'bare trust' and why is it needed 4. How does it expand my borrowing power? 5. How does it impact my personal borrowing power and future plans? 6. Who should consider SMSF's and property 7. What type of asset is usually bought inside super? NOTE: This episode is GENE...
Feb 13, 2024•33 min
Send us a text We deep dive into the latest RBA release and 45minute press conference yesterday. Specifically we unpack their latest forecasts, what they signal for interest rates ahead and why the clouds of uncertainty are starting to clear for property investors. Reach out to us at www.australianpropertytalk.com.au
Feb 07, 2024•40 min
Send us a text We unpack the latest finance strategy that offers advanced investors the opportunity to expand their borrowing power. 1. What is the company lending strategy? 2. Who uses this strategy and why is it an 'advanced strategy'? 3. Why it makes sense to have a healthy capital position when adopting this approach? 4. How do banks view this and why do they allow this? 5. Why there may be significant tax downsides without the capital gains discount being applied? 6. How do you ensure the e...
Feb 06, 2024•45 min
Send us a text In a positive economic data release, inflation came in well below expectations. At the same time, the December jobs report was really poor. The economy is clearly slowing. We discuss what this inflation print means and ask the question: When will rate cuts come. We discuss three scenarios: rate cuts in May 2024, August 2024 and Nov 2024 and how each could come to pass. Finally we touch on the borrowing power improvements in 2024 coming from tax cuts and rate changes. Reach out to ...
Feb 02, 2024•35 min
Send us a text Part 1 of a 3 part INVESTOR LENDING Series. We unpack how YOU can maximise your investing and financing position to MULTIPLY your borrowing power. In 2024, financing conditions remain very tight. Borrowing capacities are down, yet prices are at their peaks. Property investing is a game of finance. For investors looking to build, scale and grow their portfolio, this podcast series is for you. Reach out to us at www.australianpropertytalk.com.au...
Jan 31, 2024•28 min
Send us a text The government has just announced massive changes to stage 3 tax cuts - overall higher income earners will be getting a smaller tax cut, with the money being used to fund tax cuts for lower income earners. Anyone earning $150k+ will pay more tax, and those earning less will get a benefit. We deep dive into what the changes are, and what it means to property investors across Australia. Reach out to us at www.australianpropertytalk.com.au...
Jan 24, 2024•31 min
Send us a text We play a game of higher or lower and run through the economy, interest rates, employment & property prices. Take a deep dive into all the key factors that will drive your property outcomes in 2024. Redom unpacks his thoughts on APRA's big handbrake on lending and how it's hampering Australian's all across the country for little/no benefit. Reach out to us at www.australianpropertytalk.com.au...
Jan 21, 2024•42 min
Send us a text We discuss 3 massive changes to macro-economic factors expected in 2024 and how it will impact the property market. Specifically: > We unpack how tax cuts impact borrowing capacities and which markets it will improve. > We discuss the probabilities of rate cuts & what it will do to housing sentiment. > Finally, we run through WHEN, not IF, APRA will relax lending standards further. Combined, these three forces can add up to 30-35% in borrowing power and reverse financ...
Jan 14, 2024•37 min
Send us a text What's the best way to do an end of year property wrap? We do what no one else ever does. Revisit our 11 predictions for 2023 EBOOK released at the beggining of the year and see how our calls stacked up. No surprise, we got many things wrong, with some right ones in there too! 2023 was a year where most predictions were all gloom and doom. Instead property in a few major capitals are up double digits! There's been a rental boom too. Reach out to us at www.australianpropertytalk.co...
Dec 20, 2023•28 min
Send us a text Australian economy is beginning to slow quickly. The latest economic scorecard doesn’t officially put us in a recession, we are dangerously close to it. If you stripped population growth out, we have already hit that dreaded R word. We are also becoming less productive. Our savings rate has plummeted. Our household spending has nosedived. Overall – the data is clear, higher interest rates are working, and as result, we are all moving backwards. We go through the latest economic sc...
Dec 15, 2023•41 min
Send us a text What is Australia’s inflation story NOW & into 2024? This is the no 1 qn on the RBA’s minds at the moment. Answer this correctly and you have a pretty close line to what will happen to interest rates. We’re going to dig into the detail of the inflation story. More specifically were going to uncover these three themes: 1. Inflation is now a DOMESTIC problem, no longer a global supply issue 2. Rents are being misjudged by the RBA – and it can be costly for Australians 3. Why the...
Dec 06, 2023•36 min
Send us a text We unpack the remaining states to answer the question: where should i buy property in 2024? Specifically we deep dive into the macro-factors driving the WA real estate market and why it is the clear winner in terms of housing fundamentals. Reach out to us at www.australianpropertytalk.com.au
Nov 29, 2023•38 min
Send us a text We discuss the the different housing markets across Australia to better understand WHERE is the best place to invest. Specifically, we discuss Sydney, Melbourne & Brisbane Property Markets. Property markets move in cycles. Sydney has done well in 2023 - but will it continue in 2024? Will Melbourne BOOM again? Or is Brisbane the best place to invest in Australia? Reach out to us at www.australianpropertytalk.com.au...
Nov 21, 2023•40 min
Send us a text We explore what Australian property looks like if interest rates are high for an entire decade. What will happen to capital growth rates? Where should you invest? Whats the likelihood of this happening? Why are people discussing 'higher for longer' all around the world? With 10 year bond yields driving up & housing prices rebounding worldwide, the chances of 'higher for longer' have increased dramatically in the last few months. Reach out to us at www.australianpropertytalk.co...
Nov 05, 2023•27 min
Send us a text Lending is tough, particularly for investors. In this podcast, Curtis and I go through 3 tips to expand your lending and grow your portfolio. This includes: 1. 1% Refinance Buffer and how to utilise this to your advantage 2. Self employed lending tips and tricks to grow your portfolio 3. Utilising lender differences to your advantage Reach out to us at www.australianpropertytalk.com.au...
Nov 01, 2023•26 min
