In this episode of The Australian Finance Podcast, Owen Rask dives into one of our most requested topics – an updated review of Pearler in 2025 . Owen breaks down: – What makes Pearler unique as an investing platform – How it encourages long-term investing with less stress – The powerful automation features now available – Why 87% of users are choosing ETFs over stocks – Super, US shares, and more: How Pearler is evolving If you're looking to simplify your investing and automate your money, this...
Sep 10, 2025•17 min
In this Australian Finance Podcast episode, Owen Rask sits down with Scott from Everest Wealth to explore the journey of building one of Australia’s fastest-growing financial advice firms. They cover: – How Scott went from UK football trials to financial planning – Starting Everest with co-founder Alex after a round of golf – Why Everest focuses on scalable, accessible advice for under-50s – How they went from 0 to 60 staff and 85 advice plans a month – What makes Everest Rask’s most referred-to...
Sep 08, 2025•40 min
From our best saving and investing tips to whether Raiz rewards are really free money, we tackle your biggest money questions. We cover spouse super hacks, bonds, free ETF tools, and how to flip resentment when your parents haven’t set up for retirement. In this episode of the Australian Finance Podcast , Owen and Gemma are back for your weekly Q&A , diving into: Questions answered in today's Q&A: - Owen & Gemma’s best money saving tip and best investing tip - Free tools to compare E...
Sep 04, 2025•46 min
In this bonus episode of the Australian Finance Podcast, host Gemma Mitchell is joined by financial adviser Tahli Cavagnino to unpack the key money moves you should be focusing on in your 30s – from building wealth and growing investments to protecting what you’ve already achieved. They also dive into the common traps that can trip you up in this decade, and how to avoid them so you can set yourself up for the future with confidence. Chapters (approximate) (00:00) Introduction (01:51) Portfolio ...
Sep 03, 2025•22 min
In this episode of the Australian Finance Podcast, your host Gemma Mitchell is joined by financial wellness coach Betsy Westcott to unpack the complexities of inheritance. With an estimated $3.5 trillion expected to change hands in Australia over the coming decades, more people will be navigating the financial and emotional realities of receiving an inheritance. Together, Betsy and Gemma explore: – The emotional weight of receiving a financial legacy – How to manage family dynamics and partner e...
Sep 01, 2025•53 min
From Elon-level ETF worries to whether you should stick with one provider, we tackle the big investor ‘what ifs’. Plus: should high schools be teaching investing, how to prepare financially for separation, and what really happens to your FHSSS if you change super funds. We cover it all this week! In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A, diving into: - Could you really get stuck in an ETF if you end up with Elon Musk–levels of money? - Is...
Aug 28, 2025•40 min
In this bonus episode of the Australian Finance Podcast, host Gemma Mitchell is joined by financial adviser Tahli Cavagnino to share practical tips on making the most of your money in your 20s. This bite-sized episode packs in simple, actionable moves to help you set up your financial future without the overwhelm. If you like this Australian Finance Podcast episode, make sure to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. Resources for this episode Pr...
Aug 27, 2025•23 min
In this Australian Finance Podcast episode, your host Gemma Mitchell is joined by one of our very own community members who is also a Pocketsmith Super-User. Andrew takes us through how he uses the personal finance software and how it's so much more than a budgeting tool. But don't worry, this isn't just a sales pitch for Pocketsmith (who is a sponsor and we love!) they also talk about money hacks, other ways to budget, the power of tracking net worth and why every couple needs a household CEO &...
Aug 25, 2025•47 min
Travel vs Property, Debt Recycling, Selling Shares & Wills – We cover it all this week! In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A, diving into: - Travel or buy property – which comes first? - Debt recycling (and whether it works for business). - When to sell your shares. - Making wills simple (and cheap). Don’t forget to subscribe on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link belo...
Aug 21, 2025•30 min
In this Australian Finance Podcast episode, your host Owen Rask takes you through 10 essential questions to ask a mortgage broker before buying a property. Whether you're a first-time buyer or upgrading, you'll discover: – What mortgage brokers actually do – How they get paid and what it means for you – How they can help improve your borrowing power – The must-ask questions before getting a loan If you liked this Australian Finance Podcast episode on working with mortgage brokers, you’ll love ou...
Aug 20, 2025•20 min
In this Australian Finance Podcast episode, Owen Rask chats with Cameron Gleeson from Betashares about their newly launched HYLD ETF – the Betashares S&P/ASX Australian Shares High Yield ETF. They cover: – How HYLD is built and what sets it apart from other dividend ETFs – The ETF ecosystem: index providers, market makers, and transparency – Why avoiding “dividend traps” matters for income investors – How HYLD uses yield, volatility, and momentum filters to improve risk-adjusted income – Mon...
Aug 18, 2025•46 min
A300 and HYLD, Trash Finds, Tax Time, IPO Secrets & Rate Cuts – We cover it all this week! In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions on: Should I be doing anything with the new interest rate drop? Will my rate automatically change? - How does someone invest in a company prior to its IPO? - Is it better to invest as a couple or separately? - I’m in my 40s, new to Australia. What should be my strategy to incr...
Aug 14, 2025•36 min
In this bonus episode of the Australian Finance Podcast, Gemma’s flying solo to bring you her top 5 free (yes, free! ) Rask resources that can help you get on top of your money, build confidence, and take real action—without spending a cent. From free courses to tools and downloads, these are perfect whether you’re just starting out or ready to refine your money game. No fluff, just the good stuff. Podcasts https://www.raskmedia.com.au/podcasts/ Courses https://education.rask.com.au/ Community h...
Aug 13, 2025•12 min
In this episode, Pete Wargent from the Australian Property Podcast and Gemma Mitchell from the Australian Finance Podcast join forces to bring you a special episode on what to focus on financially at every age and stage of life. From your 20s to your 60s and beyond, they talk tips and traps for every stage. From buying a house, to investing and when you should be paying attention to super- we are covering: What should we be focusing on at different ages Investing vs paying down debt at different...
Aug 11, 2025•45 min
Investment hacks, AI fears, Debt recycling, family trusts & whether you really need VAS – there is a lot packed into this one! In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions on: - Why some people invest through bucket companies - If you actually need a lot of money to see a financial adviser - What to do once you’ve fully debt recycled your home loan - Whether fees in your super are tax-deductible - Is it still ...
Aug 07, 2025•47 min
In this tongue-in-cheek solo episode of The Australian Finance Podcast, your host Owen Rask breaks down how to build wealth in Australia — the right way. Forget get-rich-quick schemes. Owen shares his personal philosophy and five practical steps to reach your first $100k fast, then explains how to turn that into a million dollars (and beyond). He draws inspiration from Charlie Munger, Queenie Tan, and the concept of the “cashflow quadrant” to help listeners structure their financial journey thro...
Aug 06, 2025•23 min
In this Australian Finance Podcast episode, your host Owen Rask sits down with Cameron Gleeson from Betashares to explore how defined income ETFs can provide greater certainty for income-seeking investors. In this conversation, they unpack: – What defined income ETFs are and how they work – The difference between traditional bond ETFs and fixed-term ETFs – How ETFs like 28BB, 29BB and 30BB offer fixed maturity dates and steady distributions – Why these ETFs are gaining attention in a falling int...
Aug 04, 2025•30 min
In this episode of the Australian Finance Podcast, Gemma is joined by Mitchell Sneddon- Rask’s Head of Funds Management. Mitchell is in the hot seat for this special Q&A session - answering all your investing questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today : - Tax deductibility of advice fees - Choosing individual shares as a beginner ETF investor -...
Aug 01, 2025•43 min
Welcome to this bonus episode of The Australian Finance Podcast; your midweek dose of quick, practical money tips to keep you on track between our longer Monday shows and Friday Q&As. Today, Gemma Mitchell is joined by Financial Adviser Tahli Cavagnino to bring you three simple money maths concepts everyone should know. Spoiler: you don’t need to be a maths whiz to build wealth. These formulas are basic, practical, and seriously helpful. In this episode, you’ll learn: – The Rule of 72 – How ...
Jul 30, 2025•18 min
In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser and Everest Wealth co-founder Alex Luck to break down seven practical money tips to kick off the new financial year. Whether you’re new to managing your money or ready to level up, this episode covers: – Education, advice, and the value of financial planning – Creating clear goals and a realistic budget – Dealing with debt and cash flow – Investing with confidence and starting now Alex shares insights from years...
Jul 28, 2025•37 min
In this episode of the Australian Finance Podcast, Gemma is joined by Tahli for your weekly Q&A and answering your questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today: – Tax question: Can I pay $500 onto my home loan, then redraw it to invest and claim the interest as tax-deductible? – Help request: I’ve got $10k, am 53, on WorkCover, no assets — what s...
Jul 25, 2025•40 min
In this Australian Finance Podcast episode, Owen Rask shares 5 essential questions to ask your accountant this tax season. You’ll learn how to: – Maximise deductions and find missed opportunities – Learn what successful clients do to minimise tax – Plan ahead for your next big financial decisions – Track your net worth like a pro – Make your investing admin easier for next year If you love learning about listed investment businesses and alternative investing , subscribe to the Australian Investo...
Jul 23, 2025•19 min
In this episode of The Australian Finance Podcast, Owen Rask and Cameron Gleeson from Betashares dive into the world of currency hedging. If you invest in global markets — especially US stocks — you need to understand how foreign exchange (FX) movements can significantly impact your returns. Cameron breaks down: – What currency hedging means – How the AUD/USD exchange rate affects your portfolio – The difference between hedged and unhedged ETFs – Why hedging can reduce volatility and risk – How ...
Jul 21, 2025•45 min
In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. Your questions answered today : - The collapse of First Guardian superannuation fund- plus how you can protect yourself. - What is a margin loan and how it differs from Gearing. - Stepped vs Level insurance premiums- ho...
Jul 17, 2025•49 min
In this episode of The Australian Finance Podcast, Owen Rask shares 5 essential ways to boost your superannuation fast. From choosing the right investment option to understanding fees and insurance, this solo episode helps you take charge of your retirement savings. Covered in this episode: – The most misunderstood part of super funds – Why your investment option is more important than your super provider – How fees can destroy your retirement balance – Smart ways to contribute more to super – T...
Jul 16, 2025•25 min
In this episode of the Australian Finance Podcast, Owen Rask chats with Queenie Tan – finance creator, new author, and founder of the budgeting app Billroo. They explore: – The money stories Queenie learned from her parents – Why she believes finance should be fun and balanced – How she built a $1 million net worth over 10 years – Launching a successful fintech startup – Her three-part budgeting framework: foundation, fun, and freedom – Tips for reflecting on your money mindset – How she uses “m...
Jul 14, 2025•43 min
In this Australian Finance Podcast episode, your hosts Owen Rask and James from Rask discuss key decisions 20-somethings face when starting their money journey. Chapters (approximate) (00:00) Introduction (03:29) Transitioning Careers: From Retail to Financial Planning (06:43) Listener Q&A (08:12) What to Look Out For When Investing (16:08) Should I Invest in Property or ETFs? (26:24) First Home Super Saver Scheme Explained (32:06) Financial Preparation for Starting a Family (35:13) James' B...
Jul 10, 2025•41 min
In this episode of The Australian Finance Podcast, Owen Rask shares three standout US companies he’d love to own — but doesn’t… yet. He breaks down: – Why Costco is a masterclass in customer loyalty and value – How Intuitive Surgical is leading the robotic surgery revolution – Why American Express continues to be a financial powerhouse Owen explores each company’s business model, growth, and competitive edge — and explains why he’s watching from the sidelines (for now). If you enjoy this type of...
Jul 09, 2025•19 min
In this episode of The Australian Finance Podcast, your host Owen Rask chats with Alex Vynokur, founder and CEO of Betashares. Together, they explore: – How Alex started Betashares (mortgaging his home and starting a family) – Why he believes investing must become easier and more engaging – How Betashares Direct and tech are democratising access to wealth – Insights on leadership, culture, superannuation, and financial education If you like this Australian Finance Podcast episode on the evolutio...
Jul 07, 2025•43 min
Triple treat! In this Australian Finance Podcast episode, your hosts Owen Rask, Drew Meredith, and James O’Reilly dig into the idea of using a self-managed super fund (SMSF) to buy property. They explore: – Buying property inside your super using an SMSF – Why the numbers often don't stack up – Alternative strategies that outperform – The appeal (and reality) of property in retirement portfolios If you liked this Australian Finance Podcast episode on SMSFs and property, be sure to subscribe for ...
Jul 03, 2025•1 hr 16 min
