Australian Finance Podcast - podcast cover

Australian Finance Podcast

The Australian Finance Podcast is your guide to sorting out your finances, one episode at a time. Owen Rask, Chief Investment Officer, & Gemma Mitchell, Senior Financial Adviser, bring you actionable strategies and knowledge that you can put into practice today. Save money, invest better and live life on your terms. ~~ New to the show? We recommend that you head back to our Starter Pack series of the podcast in Jan/Feb 2024, to get your head around some really important concepts! More advanced listeners might enjoy our other show, The Australian Investors Podcast. ~~ SHOW NOTES: https://www.raskmedia.com.au/podcasts/australian-finance-podcast/ ~~ DISCLAIMER: The information in this podcast series is general financial information/advice only. That means, the advice does not take into account your objectives, financial situation or needs. Because of that, you should consider if the advice is appropriate to you and your needs, before acting on the information. In addition, you should obtain and read the product disclosure statement (PDS) before making a decision to acquire a financial product. If you don’t know what your needs are, you should consult a trusted and licensed financial adviser who can provide you with personal financial product advice. Please read our Terms of Service and Financial Services Guide on www.rask.com.au/fsg.

Episodes

🧠 Brain Hacks: Help - I don’t want to make a money mistake!

Are you scared of losing money? Does loss feel personal to you? Has a fear of losing (or failing) stopped you from getting started in different areas of your life? In our latest series, "Brain Hacks with Kate Campbell & Evan Lucas", the duo discuss common behavioural biases that impact our financial futures and strategies to combat them. Just look for the 🧠 episodes every Wednesday. Today's conversation is all about loss aversion and how the fear of losing money can change how we make decis...

May 31, 202325 min

IVV & VGS? Which is better? You couldn't decide, so we're here to help!

IVV & VGS? Which is better? You couldn't decide. So we're here to help. In today's episode, Kate Campbell and Owen Rask are taking a deep dive into two popular ETFs which help investors diversify globally. This episode of The Australian Finance Podcast features a review of the Vanguard MSCI Index International Shares ETF (ASX: VGS) & the iShares S&P 500 ETF (ASX: IVV). We take a look at the holdings, fees, any overlap between the ETFs and how they could fit into your portfolio. 🤯 WT...

May 29, 202332 min

Q&A: In debt at 40, how the ASX is made, investment bonds and digital wills

We're cracking out your questions for a listener Q&A episode today. Kate Campbell, Owen Rask & financial adviser, Drew Meredith, discuss getting out of debt, how the ASX is made, investment bonds and digital wills. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast 🌏 Ready-made ETF portfolios? Rask Core has you covered! Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Ra...

May 25, 202353 min

How your ETF works, wealth creation & careers in finance ft. Jessica Leung

What does a day in the life of an ETF Portfolio Manager look like? In this episode of The Australian Finance Podcast, Kate Campbell and Melissa Vincent talk to Global X Portfolio Manager Jessica Leung about managing ETFs, wealth creation and careers in finance. Global X is our long-term partner on The Australian Finance Podcast, and we appreciate their support in bringing this episode to life. Therefore, this is a sponsored episode. *** Access the show notes for The Australian Finance Podcast: w...

May 24, 202336 min

How to: kill your bills & save money with Australia's #1 bill-buster Joel Gibson

What’s the weirdest way you’ve ever saved money? As a self-described professional tight-arse, today’s guest has tried every possible way to cut his bills and save money. Joel Gibson is Australia's #1 bill-buster, a regular media commentator and the author of Easy Money, 7 Steps to Bust Your Bills. Joel joins Kate Campbell in the studio to share his top tips for crushing your household bills and saving money in 2023. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com....

May 22, 202343 min

Get rich quick schemes, changing strategy & assuming every asset always goes up [Money Mistakes PART 2]

Have you invested in companies and products you don’t understand? Don't worry; we've all been there! Continuing on from Wednesday's episode, Kate & Owen share another five money mistakes investors commonly make and how to avoid them. This includes: 👀 Assuming every asset always goes up (it doesn't) 👀 Get rich quick schemes 👀 Giving in too soon or changing strategy in the short-term Don't forget to listen to Part 1, which was released on Wednesday. *** Access the show notes for The Austral...

May 18, 202330 min

Our money mistakes: following the hype, investing without a plan & becoming a collector [PART 1]

As investors, many things keep us from getting started, including the fear of making mistakes. So, in today’s episode, Kate & Owen are rounding up five common mistakes we see investors making with their money and how to avoid them. This includes: 👀 Investing without a plan and decision-making process 👀 Following the hype 👀 Becoming a collector of investments Stay tuned for Part 2 of this episode on Friday 💸 *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.a...

May 17, 202337 min

⏳ Four Thousand Weeks: Time and How to Use It with Oliver Burkeman

Sometimes to make time for what matters, we need to give things up. The average human lifespan is undoubtedly brief, but that doesn't mean we can't make the most of it. With approximately four thousand weeks on earth, if you live to 80, Oliver Burkeman shares his insights on improving our relationship with time and embracing the finite nature of our lives. Oliver joins Kate Campbell on the show to talk about: ⏳ Why four thousand weeks? ⏳ How do we embrace the fact that our time is finite? ⏳ How ...

May 15, 202342 min

Earning more, the state of jobs, pay rises and future of work, with SEEK's Matt Cowgill

What's happening in the Australian job market right now? SEEK senior economist Matt Cowgill gives Kate Campbell an update on wage growth and how to earn more, the unemployment rate & the future of work. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast 🌏 Ready-made ETF portfolios? Rask Core has you covered! Take one of our fantastic money & investing courses (think ETFs, shares, property and FIRE) on Rask Education. 🙋...

May 11, 202332 min

Economics 101: everything you need to know in 20 minutes

Skipped Econ 101 at university and wondering what on earth is going on with the RBA, interest rates and inflation? Never fear! In this episode (which originally aired on the Investors Podcast earlier this year), Owen & Drew cover the 5 most important things (plus some) for anyone learning about economics. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast 🌏 Ready-made ETF portfolios? Rask Core has you covered! Take one of o...

May 10, 202326 min

Emma Edwards from The Broke Generation: $1,000 to increase your happiness, money rules & financial comparison

How would you use $1,000 to increase your happiness? Kate & Owen pose this question to Emma Edwards of The Broke Generation, who takes a deep dive into our financial behaviour and how to improve our relationship with money. Emma also shares her thoughts on: 💸 Improving our financial wellbeing 💸 Enjoying the journey to our money goals 💸 Our invisible money rules 💸 Her spending review process 💸 Dealing with financial comparison *** Access the show notes for The Australian Finance Podcast:...

May 08, 202350 min

Interest rates ⬆️ 7 ways we’re staying on top of our finances

The RBA raised interest rates again this week - what's going on? In this episode of The Australian Finance Podcast, Kate Campbell & Owen Rask discuss what's happening in the world of interest rates and inflation and what this means for your finances. Plus, we discuss actionable ways to combat inflation and feel in control of your finances right now. *** Access the show notes for The Australian Finance Podcast: www.raskmedia.com.au/podcasts/australian-finance-podcast 🌏 Ready-made ETF portfol...

May 05, 202333 min

Managed funds | Everything you need to know about managed funds [BONUS]

Managed funds are the world's most important investment vehicle... that you've never heard of - until now! This bonus episode on The Australian Finance Podcast original appeared as part of the Summer Series 2023 on The Australian Investors Podcast. In this special episode, analyst Owen Rask and financial planner Drew Meredith, CFP dig into everything you need to know about managed funds. What are managed funds? What should you be looking for? Are managed funds the same as index funds? Resources:...

May 04, 202328 min

Expert Q&A: Getting frank about franking credits, starting at 30 and 1% advice fees?!

Today we’re cracking open the podcast question box to riff on some of the questions you’ve asked us recently. In this episode, Kate, Owen and financial adviser Drew Meredith cover a whole heap of different topics in a relaxed style, including: 💸 Franking credits 101 💸 Dividend Reinvestment plans (DRPs) 💸 How to find our show notes 💸 Paying tax on ETFs 💸 Are 1% ongoing advice fees normal? 💸 Ways to add money to super 💸 Getting started on your personal finance journey at 30 Remember to send...

May 01, 202342 min

Buy Hold Sell: Netflix, Disney+ & Binge [Money & Chill]

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that. Australian Finance Podcast’s Kate Campbell, Owen Rask and Monique Pizzica are back for our March Money & Chill episode, covering community callouts, travel planning apps, where they're spending money and what the Rask team is up to in the coming months. Check out the resources section on the show notes page for everything we mentioned during this conversation 💻 Money & Chill is a monthly segment on...

Apr 28, 202339 min

How to: audit your life, make hard decisions & prioritise your own happiness

Ready to get deep & meaningful about your life and what makes you happy? We're deviating from our typical finance programming today to talk about what makes us happy and how we're defining success in our lives. In today's conversation, Kate Campbell talks to Sarah Scully-Leaf about everything from living life on purpose to making hard decisions and prioritising our own well-being. This includes topics like: My life is great; why am I not happy? Signs we’re living life on autopilot Investing ...

Apr 26, 202343 min

Property Q&A: Offsets vs redraws, experts & rentvesting with NSW's #1 mortgage broker, Chris Bates

Ready for a property Q&A episode with mortgage broker Chris Bates? On today's episode, we crack open the podcast inbox to answer your questions, including: Experts to use on your property journey The differences between an offset account and a redraw on a mortgage How to learn about the Aussie property market Thoughts on rentvesting (especially for people living in Sydney) Contact Chris for mortgage broking: https://www.raskmedia.com.au/mortgage-broking/ *** 🌏 Ready-made ETF portfolios? Ras...

Apr 24, 202348 min

Is investing as scary as it seems? YOU have what it takes to be a successful investor

Buying a $30k engagement ring for 50% OFF? We're sharing money savings hacks you didn’t know you needed on today's show. On this episode of The Australian Finance Podcast, personal finance guru Queenie Tan aka Invest with Queenie and Owen Rask, talk about money-saving hacks, our BRAND NEW Beginner Investing Course, investment journeys, money mindset and building financial freedom. Topics covered: Engagement ring savings hacks Rask Education and Invest with Queenie’s Beginners Investing Course In...

Apr 20, 202341 min

Passive investing, ETF bubbles & market makers ft. Betashares

What really happens behind the scenes at one of Australia’s biggest ETF providers? We’re bringing you this intermediate conversation that originally aired on The Australian Investors Podcast, between Owen Rask and Cameron Gleeson. Are ETFs in a major bubble? Was Peter Lynch right about 'all in' passive investing? And did Michael Burry make a good call when he said there's a bubble in ETFs? Cameron Gleeson is the Senior Investment Strategist at Betashares ETFs, one of Australia's biggest ETF prov...

Apr 19, 202359 min

Will ChatGPT & AI take your job? The future is already here ft. Steve Sammartino

A life size lego car made from 500,000 pieces… What chickens teach us about business & investing… How does AI really know what a cat is… We cover all this and more in today’s episode, with special guest, Steve Sammartino, who works as a futurist in Australia. Kate & Steve cover a range of topics including: 💡 The lessons he’s discovered from starting, growing, sometimes failing and selling startups 💡 Big changes happing in the world right now that we should know about 💡 How AI and Chat...

Apr 17, 202351 min

My first ETF (IWLD), learning to invest & creative finance careers ft. our newest employee

We're welcoming our newest Rask employee, Melissa Vincent, on the show today, who is heading up events, partnerships and marketing for our team. Kate & Owen talk to Mel about: Whether her family spoke about money growing up Her first ETF (ASX: IWLD) Learning to save and invest Her career in the financial services industry Having money conversations with friends 🌏 Ready-made ETF portfolios? Rask Core has you covered! Take one of our fantastic money & investing courses (think ETFs, shares...

Apr 13, 202328 min

ASX share review: Wesfarmers Ltd (ASX: WES)

Wesfarmers Ltd (ASX: WES) is one of the largest listed companies in Australia with over 500,000 shareholders. It’s also probably a company you own through your Australian shares ETF or through your super. Kate & Owen provide a high level overview of WES, including what they do, some of their key business units (including Bunnings & Kmart) and the management team, alongside a quick walkthrough of some of the financials. “The primary objective of Wesfarmers is to provide a satisfactory ret...

Apr 10, 202346 min

Robo-advice: is it worth the money, building good financial habits & regular investing

Is robo-advice worth the money? Should you keep investing right now? How to you build good money habits? In today’s episode, Tom Wilson from InvestSMART, joins Kate and Owen to talk about investing during uncertain times, the value-add of robo-advice, HECs and indexation, creating an investment plan & the InvestSMART Bootcamp. 💸 Join the InvestSMART Bootcamp using the code ‘rask50’ for 50% OFF (not an affiliate link) 🎧Catch Tom’s first interview on the show: Investor bootcamp, common inves...

Apr 06, 202352 min

ASX value investing crash course with Owen Rask

We often discuss the idea of value: our own, our career, our house, our book collection, but what does this idea of value and the act of valuation mean in the context of investing? Kate’s heard Owen talking about company valuation for over five years now, and although she get’s the general gist, she never really wrapped her head around it. So after taking it to an Insta poll, it seems like our community is also keen to understand some of these basics as well. According to Investopedia, valuation...

Apr 03, 202352 min

Your money personality: tips & tricks to improve your relationship with money

What is your money personality? Does it even matter? The fabulous Evan Lucas, author of Mind Over Money, joins Kate Campbell and Owen Rask in the studio for an Australian Finance Podcast episode about personalities and getting to know yourself better. Evan's 5 money personalities, as identified in his book, Mind Over Money, include: Saver Spender Debtor Investor Ignorer You can use these money personalities to help guide you to make better decisions with money, set financial goals and live a bet...

Mar 30, 202342 min

5 ways to minimise your financial regrets

Jeff Bezos famously said, “I knew that if I failed I wouldn’t regret that, but I knew the one thing I might regret is not ever having tried”. Making financial decisions involves a lot of uncertainty, and it’s rare that we ever get the decision precisely perfect. But, if you approach your finances with a perfectionist mentality, you’ll probably never take that first step. So how can we minimise those feelings of regret regarding our finances that can hold us back from moving forward? In this epis...

Mar 29, 202332 min

10 ways to beat back inflation in 2023

Is inflation the word of 2023? From the questions you’re sending us, the news headlines and the conversations we’re overhearing on the train, it seems like we’re all feeling the pinch right now (even if just a little bit). We’ve put together ten ideas, from hacking your expenses to which companies to avoid investing in, to give you actionable ways to stay on top of your finances right now. Ready-made ETF portfolios? Rask Core has you covered! Take one of our amazing money & investing courses...

Mar 27, 202349 min

5 high interest savings accounts & term deposits (March 2023 review)

Savers are being rewarded to…save. Right now we’re getting a lot of bang for our buck, if we stash our cash in a savings account or term deposit. So Kate & Owen thought it was high time we discussed the topic again and go through some of the more attractive rates available at the moment. Ready-made ETF portfolios? Rask Core has you covered! Take one of our amazing money & investing courses (think ETFs, shares, property and FIRE) on Rask Education. ASK A QUESTION: https://bit.ly/3QtiY00 I...

Mar 24, 202330 min

Q&A: Broker analysis paralysis, too old to buy property & pay off my HECs?!

Today we’re cracking open the podcast question box to riff on some of the questions you’ve asked us recently. In this episode, we cover a whole heap of different topics in a relaxed style, including: 💸 Buying a tiny house with a personal loan 💸 Can you have too many Vanguard ETFs? 💸 How old is too old to buy a property? 💸 Can you fund your retirement using ETFs? 💸 My HECs debt is growing, and indexation is up, WWYD? 💸 Dealing with broker analysis paralysis Remember to send your questions o...

Mar 20, 20231 hr 1 min

Energy deals, live entertainment & our favourite podcasts [Money & Chill]

⚠️ Warning: This is not a serious episode, but we’ve got a whole back catalogue for that. Australian Finance Podcast’s Kate Campbell, Owen Rask and Monique Pizzica are back for our March Money & Chill episode, covering the cost of electricity, live entertainment, our upcoming property show and some of the podcasts that we’re enjoying right now. Check out the resources section on the show notes page for everything we mentioned during this conversation 💻 Money & Chill is a monthly segment...

Mar 16, 202345 min
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