Boost Borrowing Capacity: Beyond "Big 4" - podcast episode cover

Boost Borrowing Capacity: Beyond "Big 4"

Jan 26, 2025•29 min•Ep. 185
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Episode description

How to Get More Borrowing Capacity in Australia: Beyond Big 4 Banks

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If you could buy one more investment property would you buy it? 🤤 

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The answer is "YES" for so many property investors, but the Big 4 banks have locked them out! āŒĀ 

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In this episode Mortgage Broker Shelly I'Anson shares with us the world of "non-bank" lenders ("non-conforming" banks).Ā 

šŸ‘‰ How can regular PAYG workers take advantage of these lenders to build their property portfolio fasterĀ 

šŸ‘‰ How business owners can capitalise on these lenders to get more loansĀ 

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šŸ’„ This alternative approach could spark your portfolio back into life!

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Discussion Points:

00:00: Introduction

02:32: Different ways to maximise lending opportunitiesĀ 

07:03: Deep dive into ā€˜non-conforming lenders’

15:00: Low-doc loans: what are they & how they are usedĀ 

20:35: The impact of bonuses/commission on lendingĀ 

22:55: Navigating HECs & maternity in the lending spaceĀ 

27:30: ConclusionĀ 


















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About The Host:

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Subscribe to Aus Property Mastery with PK for no BS, ā€œstraight to the pointā€ property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a ā€œBuyers Agentā€. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.Ā 

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PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.Ā 




Resources:



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