86: Bond Investing with Maithreyi Gopalakrishnan
Episode description
A guide on bond investing with Maithreyi Gopalakrishnan, CEO of LiquidiFi, the bond education app.
We discuss:
⭐️ Tax Advantages
⭐️ Government I-Bonds and EE Bonds
⭐️ Buying directly on TreasuryDirect.gov
⭐️ Tax saving with a 529 College Savings Plan
Bonds are part of the "Fixed Income" portion of a portfolio. They are stable and guaranteed, to bring balance to the volatile stocks portion of a portfolio.
What I learned about I-Bonds:
⭐️ Offer 7.12% return
⭐️ Keep up with inflation
⭐️ Must hold for one year
⭐️ Tax free for city and state
⭐️ Purchase at TreasuryDirect.gov
⭐️ $10,000 purchase limit each year
⭐️ Free to cash in forever starting on year 5
⭐️ 3 month interest penalty to sell between years 1 to 5
Thank you patrons for supporting the show! Find the outtakes with Maithreyi over on Patreon.
Maithreyi Contact Info:
https://www.linkedin.com/in/maithreyi-gopalakrishnan/
LiquidiFi:
https://www.liquidificorp.com/
https://www.treasurydirect.gov/indiv/indiv.htm
The rule of 110:
https://www.fool.com/investing/2021/06/22/is-the-rule-of-110-becoming-obsolete-for-retiremen/
Investopedia:
https://www.investopedia.com/terms/b/bond.asp
The Balance:
https://www.thebalance.com/introduction-to-fixed-income-securities-356072
Pimco:
https://www.pimco.com/en-us/bonds
Links from the patron only episode:
Patreon outtakes:
https://www.patreon.com/posts/61533270
Grandparents Purchasing Bonds for Grandchildren:
https://finance.zacks.com/can-grandparents-buy-ee-savings-bonds-grandchilds-education-6401.html
Interview by Ethan Steimel
Become a patron:
www.patreon.com/artisticfinance
www.artisticfinance.com