So back in the day when we first got acquainted with Craig got Walls, we called him Craig the Obamacare Lawyer because helps us understand what the legislation actually was and what it would mean, as opposed to all the political spin flying around at the time. If you like your doctor, you can keep your doctor, et cetera. I think it's worth mentioning that always came to the conclusion that Obamacare is going to lead to single payer payer
healthcare all across America. It's inevitable. Get ready for it? Well, and Craig was almost always one percent right. He is now known as Craig the Healthcare Guru, and he joins us to discuss cal Unicornia leading the way friends toward bringing socialized health healthcare to everyone, including illegal alien aliens. Craig got Walls, Joses, Now, Craig, how are you. I'm well,
how are you, gentlemen? Good? So, unbeknownst to many people, Gavin Nucelini of cal Unicornia proposed something like universal healthcare the other day in the budget. What do you actually proposed?
What does it mean? Well, I've got a couple of things going on at the state level right now, Gavin's proposal was was kind of a quiet and the easy one because in the past, in the past two years, we extended medical which is California's version of Medicaid, and that that is the that is the government sponsored healthcare, the taxpayer funded healthcare that is designed to help the
low income. Now, it is worth noting before we go ahead in when the government passed Medicaid, it was designed to cover the lowest two percent of income folks in the United States. As of the latest government research in California alone, of all children are on medicaid and fifty
percent of all births are now covered by Medicaid. You know, I'm glad you mentioned that because not to get too far off track, but that's why you gotta fight things like build Back Better, all those programs that they're trying to get started where it'll just help this many people for this long. These are how these things start and you go from it's gonna cover two percent to it's
fifty anyway back to you, Craig, that's right. And one more fun fact on this in nive when the government passed Medicare and Medicaid, the government actuaries which I heard earlier or on a podcast yesterday from you all that that's one of the number one jobs in America. Yeah, government actuary said, you know what, it's gonna cost twelve billion in nineteen ninety. So they looked out, they said,
this is this whole thing is gonna cost clubly. Well, it actually cost a hundred and seven billion, and nineteen ninety they were only by a factor of nine. So you know, we whatever we're doing here in California, you can assume they're going to be off by a factor of nine as well. So back to what Newsom did with respect to unlawful residents. Um, we had two years ago we had made it so that anybody here, whether they're legal or illegal, can have free government medical through
the age of twenty six. Last year they said, well, you know, it's not fair to just give it to the young people. We ought to give it to the old people too, So last year they made it legal to give it to anybody over the age of fifty. And this year, of course, they closed donut Hole because we don't want to discriminate against the middle aged. And so now the proposal is everybody who's here illegally can get free medicaid. For all, perfect example of entitlement creep.
How you know, those just outside the window can reasonably make the argument, hey, I'm just two years old or what hell am I getting? That's why entitlements always grow. Like yeah, it's just like going back to whatever that book was we've talked about, where it was for Civil War veterans, then it was civil Civil War veterans wives, and it was for the children and the wives of Civil War well, anybody who was alive during the Civil War. And then pretty soon it's everybody. Um, while up to
over fifty now closed the gap. Everybody incredible, everybody now everybody, And and that's how you get from two percent of people are going to be covered by this low income program. So now half of all births are covered by the low income program. And everybody listening should know that Craig absolutely knows what he's saying when he uses the word free.
Um oh yeah, free. You know, Craig, one of the one of the most interesting and revealing things you've taught us through the years is that whether Congress or a state legislature like California, one of the tricks they use is they say, well, this will be affordable because we will cut the compensation to doctors by and they'll just take it so the numbers work. But of course that never happens because the legislature in question never makes that
cut because no doctor would see any patients. What sort of high jinks have you seen in the California build it that make it dishonest? Well, you you absolutely nailed at, Joe. That's that's exactly what happens is they say we're gonna trim this, We're gonna trim that, we're gonna cut this so so far in the California. So the Gavin this is just the Gavin proposal. This one's the easy one.
This one's gonna pass, the one we're talking about here where we're going to give free healthcare to all all people, whether they're here lawfully or not. The other one that Democrats proposed just recently is an even more aggressive I
would call it beyond Medica to care for all. So it's confusing when we've got medical that Medicaid, which is low income Medicare which is for seniors, and at the federal level they talk about Medicare for all, Medicare for all, but that's never gonna happen honestly, because Medicare costs something like fourteen thousand dollars per citizen, whereas Medicaid only costs something like four thousand dollars per citizen because it reimburses
doctors so low. What what they're doing is they're setting the targets out at Medicare for All. But ultimately what they're gonna do is what they've done exactly here with this illegal alien bill, and that's they're they're going to slide in Medicaid for all because Medicaid, even though it would blow up our budget, would blow up our budget only to the tune of one third of what Medicare
for All would blow up our budget. So what California has done simultaneously with what Gavin's proposing is in the legislative level, we're proposing cow Care, which will be one step beyond Medicare for All, because this will be a government run agency and a bore of government directors that will coordinate all of our health care in the state of California. This is the one that gets rid of insurance companies and says basically, it's kind of like VA
for California. So UM I believe that this is going to happen. It's just going to happen. Get used to it, bend over and take it. So what is what is the world gonna look like in terms of access to doctors, number of doctors care, that sort of stuff in your prediction. Yeah, I wanted to share. I wanted to share a few just my opinion is I guess useful, right, But I
wanted to share some statistics with you on this. If you right now are seeking a disability, and you have a disability and you have to get that disability through the Social Security Administration at the federal level, your average right time to get paid is six hundred and thirty three days. Okay, that's how wealth government handles insurance. Now. One more, just with respect to healthcare in the VA, because this California Care thing is gonna look a lot
like the v A if they get it done. In the v A reported, hey, we've got weight times down to eight days. Great, because they had so many from
independent audit showed it was twenty seven days. Point being guys, we're going to see these kinds of weight times or more whether you're trying to get a claim paid to see a doctor, to see a specialist right now because of all the people we've thrown in the Medicaid kids can't see kids in the Medicaid system, of which half of them were born into the Medicaid system, can't get
mental health expertise because the reimbursements are too low. A few mental health providers and we can't we can't do it. Why that's rough. Do you see any sort of like I know that they have in Canada and Great Britain where they have you know, government paid for healthcare where you have a different sector for people who can afford it of private healthcare. That that that that pops up in California and becomes popular with a certain sector. Yes,
depending on how they ultimately craft this legislation. Jack Sometimes sometimes they talk about making that illegal in the state, and what happens, You're just going to have all the high end folks leave the state. But if they make it legal that you can buy up, of course that'll happen, and we'll have a bifurcation in California and we'll have this the haves and the have not. You end up with more inequality, inequity, whatever you want to call it.
Then and then you have now, right, and I think you'll see a lot of folks from the middle class to leave, just out of principle to even you know, if they're not the rich folks who are being screwed directly, not just to mention the taxes it's gonna take to pay for all this. Well, right, But here's a question
for you, Craig. And I asked this partly because I'm looking an email from a listener whose daughter gets their insurance through essentially Obamacare, and cannot find a single medical professional to take her business in the medium sized California city she lives. She asked to drive an hour away to a much larger city to even see a doctor. Will these laws compel force doctors and specialists and nurses
to see people in spite of the paltry compensation rates? Well, of course these the proposed legislation does not state that. But you're you're going to have to get there. You're going to have to get there if you're going to make it work. And there's under our constitution there's no way you can compel a doctor to not retire, for example, So it just won't work. Um, But yes, ultimately that's
where you have to go. They're not. They're not saying that out loud, of course, and it's I'm constitutional um. But that's the mess will be in and your your note with that listener on Obamacare is remember Obamacare still reimbursing significantly more than medicaid. And where I think all this is gonna end up is medicaid for all, and it's going to be that much worse because Medicaid for all is within the realm of possibility on the budget.
On the budget by the way, right now fo dollars liability per citizen in the US they like to talk about, you know, the thirty trillion dollar debt. Fine, but thirty trillion means nothing to you and me. What means something to you and me is that each of us oh four dollars to bring us back to neutral on the US dead clock. Isn't medicaid the one that they say
you're better off with no health insurance than that. There have been large university studies in the state of Oregon that showed that that showed heart health outcomes and cancer outcomes were actually better if you didn't have that insurance because you weren't compelled to wait so long for such poor care. Wow. Now, now you'll hear people debate that point. Obviously that but but there are studies that show that, repeated studies that show for certain times of care, you're
better off with no insurance than with Medicaid. Craig got walls online, the healthcare Guru, um, anything else of note that we should cover before we let you go? God, dang it, don't you ever have a good news I want to explain a piece of that, by the way, folks, and it's I think it's something Tim Tim the lawyer Tim Sander first mentioned with you. When you start governmentizing everything, like you say, oh, there's a program for that, there's a program for that, you you lose out on charity.
So part of the reason that the expansion of Medicaid has made outcomes worse for those with Medicaid is that you see less charity care because hospital systems and doctors and so forth say, look, we don't need to do as much charity care because the government's paying for it. So that's why you end up with those kinds of situations unintended consequences. Well, and keep in mind that the result of failure in the private sector is you get fired. You lose your accounts, etcetera. Which is why a guy
like Craig, for instance, he has to be right. He's not trying to pitch a political point of view because he wants to get you to the police. He has to be right for his clients or he will lose. In the public sector and government, if you fail, you get a bigger budget. So you're gonna see cascading failure in the in the world of medicine, if I worked with one disability carrier that made you wait six and thirty three days to get your disability money, I'd be
fired in a second. That carrier to be out of business. But you know what, that's the standard and our u US social Security system. Yeah, thanks, complicated and troubling. Yeah, thanks for crag. Good to talk to you. You're welcome. Jan's good to hear from you. This is gonna happen in the state of California, then it's gonna happen nationally. Everything is dragging it that direction, and you know, and and people because most people don't understand what it means.
Enough people are in favor of it. It's gonna happen, and you'll have a you know, the the older generation will die off, and then you won't have anybody left who remembers a time when health care was good and fast and affordable. You've got this story from these folks living in France and beloved, arm strong and giddy. Listener, I'm not sure I'll read it to you now because
it's too depressing. Um uh. And and you know, at the risk of making you, you know, put your head in the oven, and don't do it, because you can't get good medical care if you do. Um. You know. Stephen Bill put it in his fabulous book Bitter Pill about the state of American medical care. The government is involved where it should be, and not involved where it should be, or not involved whar it should. It's non involver it should be involved, and it is involved where
it shouldn't be involved. And it is so screwed up. And it has to do with lobbyists and people being bought off and the rest of it. I'm not sure there is any fixing it since among the public, the greatest will for quote unquote reform is for government healthcare, which will be a nightmare just and and and I can understand. I mean, I deal with a lot of prescriptions with my son. I've had my health stuff in
the last couple of years. It's easy to want to throw up your hands, stake just fine, just have the government take it over, just so I don't have to go through this again to try to figure out how to get my prescription and the the insurance to pay for it, and now commen, I have to go to this farmer blah blah blah. But it ain't gonna be better. No, no that right then? Oh right then, isn't that just dandy?
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