OCBC Indonesia: Navigating Singapore and Indonesia's Innovation Ecosystem

In this episode, we are joined by Altona Widjaja, Head of Digital and Payment Solutions, OCBC Indonesia, a seasoned OCBC leader who has traversed the digital landscapes of Singapore and Indonesia. Through his unique journey from programmer to innovation strategist, we explore the nuanced world of banking transformation, market dynamics, and the evolving mindset that drives financial innovation in Southeast Asia.

OCBC Bank, established in 1932, is Singapore's longest-standing bank. As of March 2025, its market capitalisation stands at approximately US$57.2 billion, positioning it among Southeast Asia's leading financial institutions. In Indonesia, OCBC operates through its subsidiary, OCBC Indonesia, in which it holds an 85% stake. This strategic relationship underscores OCBC's commitment to serving the Indonesian market and supporting its economic growth