Agent Survival Guide Podcast - podcast cover

Agent Survival Guide Podcast

Sarah J. Rueppel | Ritter Insurance Marketingwww.ritterim.com
Bringing insurance agents tips and strategies for making sales, staying compliant, marketing yourself, getting leads, and more! Think of the Agent Survival Guide as your go-to resource for insight, information, and the inspiration needed to take the next step on your journey. Whether you’re just getting started or a seasoned pro, the ASG Podcast has got you covered. Empowering insurance agents selling Medicare Supplement, Medicare Advantage, Medicare Part D, ACA, Long and Short-Term Care, Life, Annuities, and Final Expense.
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Episodes

Medigap Deductibles and OOP Costs for 2025

The Friday Five for October 25, 2024: Adobe Fresco Now Completely Free for Everyone Amazon and Walmart Announce Pharmacy Delivery Expansions Stride 2025 Open Enrollment Study KFF Analysis on Med Supp Enrollment Data Medigap Deductibles and OOP Costs for 2025 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Adobe Fresco Now Completely Free for Everyone: Foley, Joe. “Adobe Fresco Is Now Completely Free for All.” Creative Bloq ...

Oct 25, 202416 min

How Ask Integrity Can Streamline Your Medicare Sales Appointments

Discover the tech solutions packed into Ask Integrity™, our industry's first AI-powered digital assistant just for insurance agents. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Ask Integrity™ and its features: https://integrity.com/ask-integrity/ Integrity Tools: https://ritterim.com/integrity-tools/ MedicareCENTER: https://integrity.com/medicarecenter/ Not partnered with Integrity? Regi...

Oct 24, 202412 min

Agent Apps | Best eBook & Audiobook Apps

This episode is for the bibliophiles! Check out Tina’s finds for the best eBook and audiobook apps. Libby: https://libbyapp.com/ Everand: https://www.everand.com/ Kobo Books: https://www.kobo.com/us/en Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agent’s Guide to Phone Communication Resources: https://link.chtbl.com/ASG608 Apps for Tracking Business Expenses: https://link.chtbl.com/ASGA67 Best Video Editing Ap...

Oct 23, 20245 min

8 Reasons Why Insurance Agents Should Sell ACA Plans

The Affordable Care Act Marketplace can be a lucrative market for agents in Medicare. Listen to find out 8 reasons why selling ACA plans will benefit your business and help your clients and their families. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 6 Reasons Insurance Agencies Selling Medicare Products Should Sell ACA: https://ritterim.com/blog/6-reasons-insurance-agencies-selling-medic...

Oct 21, 202411 minEp. 625

ACA 101: Selling Under-65 Health Insurance

Interested in joining the Under-65 Insurance Market? Listen to this episode to get the basics of selling ACA to your clients. Read the text version Understanding ACA Plan Metal Tiers FREE Printable PDF Download: https://ritterim.com/documents/understanding-aca-plan-metal-tiers.pdf Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-sellin...

Oct 19, 202424 min

KFF 2025 Medicare Part D Snapshot Report

The Friday Five for October 18, 2024: Elevance to Require Paper Apps for 2025 MAPD PPO Plans in Most States Federal Trade Commission Announces “Click to Cancel” Rule New Apple iPad Mini & Amazon Kindle ColorSoft Impact of Medicare Part D Changes by State KFF 2025 Medicare Part D Snapshot Report Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Elevance Requires Paper Apps for 2025 MAPD PPO Plans in Most States: Elevance t...

Oct 18, 202419 min

The Value of Plan N for Medicare Shoppers ft. Ted Sims

Flip the script from disruption to opportunity! Ted Sims from Integrity Marketing Group joins Sarah to chat about how to prepare for potential Medicare beneficiary shopping as well as how agents can use Integrity tools to streamline work and save time. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Ask Integrity Guide: https://learningcenter.tawebhost.com/Integrity-Getting-Started-Ask-Integ...

Oct 17, 20241 hr 2 min

What Agents Forget to Do When Preparing for Appointments

Do you have everything you’ll need for a full day of sales appointments? This small list of actionable to-dos can make a big impact on staying organized and stress-free this AEP! Read the text version Resources: 2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004 Get started with MedicareCENTER: https://identity.integrity.com/register How to Prepare for AEP Like a Pro: https://ritterim.com/blog/how-to-prepare-for-aep-like-a-pro/ Learn more about Ask Integrit...

Oct 16, 20248 min

Helping Clients with Marketplace Eligibility Appeals

Your client receives a letter saying they are ineligible for Marketplace Coverage. What can they do? Learn how to assist your clients with filing Marketplace eligibility appeals! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/ Agent Requirements for ACA Sales: https://ritterim.com/blog/a...

Oct 16, 202413 minEp. 624

The 2025 COLA Increase & How It Affects Your Clients

This just in! Social Security announced the Cost of Living Adjustment for 2025. Get the official numbers and learn more about how the COLA increase impacts your clients. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2025 Medicare Advantage and Medicare Part D Premiums: https://link.chtbl.com/ASGF20241004 CMS Announces Medicare $2 Drug List Model RFI: https://link.chtbl.com/ASGF20241011 Opt...

Oct 15, 20246 min

How to Ask Your Current Clients for Referrals

Your clients are a great resource to generate new leads. Happy and loyal clients will tell friends and family about your remarkable service. Find out how to build a referral network with current clients to grow your business! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Building Client Loyalty: More Than Just a Plan: https://link.chtbl.com/ASG496 Generate Medicare Leads Using Marketing Ma...

Oct 14, 202413 minEp. 623

Changes to Medicare in 2025 Affect Dual Eligible Special Needs Plans

CMS recently announced changes that will affect Dual Eligible Special Needs Plans. Press play to learn how this affects you and your D-SNP clients for the upcoming plan year! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://link.chtbl.com/ASG617R5 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://l...

Oct 12, 202429 min

CMS Announces Medicare $2 Drug List Model RFI

The Friday Five for October 11, 2024: CMS Final Guidance on Round 2 of Medicare Drug Price Negotiations HHS Releases ACA Marketplace 2026 Proposed Rule Apple Intelligence Features Coming October 28? Setting the Record Straight on Cigna & HCSC CMS Announces Medicare $2 Drug List Model Request for Information Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. CMS Final Guidance on Round 2 of Medicare Drug Price Negotiations:...

Oct 11, 202419 min

Agent Apps | Budget-Friendly Streaming Services

Find movie and TV streaming services that fit your budget. Join Tina as she reviews free and wallet-friendly streaming apps. Plex: https://www.plex.tv/ Tubi: https://tubitv.com/ Kanopy: https://www.kanopy.com/en PBS Kids: https://pbskids.org/ YouTube Movies & TV: https://www.youtube.com/feed/storefront Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Agent’s Guide to Social Media Communication Resources: https...

Oct 09, 20246 min

Key Changes for ACA Open Enrollment 2025 ft. Ross Baker from HealthSherpa

Discover what's new for the ACA Market in PY 2025. HealthSherpa's Ross Baker joins Sarah to discuss changes and updates for the upcoming Open Enrollment Period. Read the text version Mentioned in this episode: HealthSherpa Official Site: https://www.healthsherpa.com/agents/features Follow HealthSherpa on Social: Facebook: https://www.facebook.com/healthsherpas/ Instagram: https://www.instagram.com/healthsherpas/ LinkedIn: https://www.linkedin.com/company/healthsherpa/ X: https://x.com/healthsher...

Oct 08, 202431 min

Staying Motivated Amidst Change & Disruption

You’ve likely heard that this AEP is going to be challenging. That might be true, but we like to help agents thrive under pressure. Don’t miss our list of ways to keep calm and carry on selling through this annual enrollment period – challenging or otherwise! Have questions? Send them our way for answers! Email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Helpful Podcasts for Busy Insurance Agents: https://ritterim.com/blog/4-helpful-podcasts-for-busy-insura...

Oct 07, 202414 min

REWIND: 8 Relationship Marketing Strategies for Insurance Agents

We’re hitting rewind on one of our favorite podcast interviews! Join Sarah as she chats with Luke Acree and Andrew Saksa from ReminderMedia. You’ll learn how to combine passive and proactive marketing, explore relationship marketing, and so much more! Already a Ritter Agent? Sign up with ReminderMedia! Not a Ritter Agent? Get more information on getting started with Ritter & ReminderMedia! Register for your FREE RitterIM.com account Mentioned in this episode: Be Advised – Building Relationsh...

Oct 05, 202456 min

What to Do if Your Medicare Part D Plans Become Non-Commissionable

Carriers not paying commissions on PDP business? We understand the frustration! Listen for ideas on how to move forward while still serving the best interests of your clients. Read the text version Claim your free portfolio review with Ritter! Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ 2025 Medicare Market Disruption Means Opportunity for Agents: htt...

Oct 05, 202412 min

2025 Medicare Advantage and Medicare Part D Premiums

The Friday Five for October 4, 2024: KFF Study on Medicare Beneficiaries’ Tendency to Shop Ritter’s First Annual ACA Summit Agent Reaction to MedicareCENTER & Upcoming Webinar Instagram Best Practices & New Pro Dashboard Features 2025 Medicare Advantage and Medicare Part D Premiums KFF Study on Medicare Beneficiaries’ Tendency to Shop: Ochieng, Nancy, et al. “Nearly 7 in 10 Medicare Beneficiaries Did Not Compare Plans during Medicare’s Open Enrollment Period.” KFF , KFF, 27 Sept. 2024, w...

Oct 04, 202423 min

FAQs about Third-Party Marketing Organization (TPMO) Disclaimers

Under CMS regulations, agents are considered Third-Party Marketing Organizations. We’ve got the FAQs to keep you informed! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG542 How to Host a Successful Medica...

Oct 03, 202410 min

Insurance Agents as TPMOs: What CMS Compliance Regulations Mean for You

Agents and agencies are considered Third-Party Marketing Organizations (TPMOs) by CMS. Listen to learn about marketing guidelines and how to stay compliant! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: CMS’ New Definition of Marketing & How It Affects Agents Selling Medicare Plans: https://link.chtbl.com/ASGN20230515B Do’s and Don’ts of Medicare Compliance: https://link.chtbl.com/ASG5...

Oct 02, 202424 minEp. 622

Preparing Clients for the New Medicare Prescription Payment Plan Program

Learn more about the new Medicare prescription payment plan program ahead of the 2025 Annual Enrollment Period. Get the information you need now so you can answer client questions this AEP! Read the text version Resources: 5 Things About the Medicare Prescription Payment Plan: https://link.chtbl.com/ASGF20240726 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Register with Ritter Insurance Marketing: https://app.ritterim.co...

Oct 01, 202412 minEp. 621

International Podcast Day 2024

Celebrate International Podcast Day with the Agent Survival Guide Podcast! Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://twitter.com/RitterIM and Youtube, https://...

Sep 30, 20243 min

Tech News Roundup

The Friday Five for September 27, 2024: The Ritter Report & Ask Integrity Shoppers Spotify AI Playlists in Beta for U.S. Premium Accounts Hands-On with Apple iPhone 16 Pro Meta Ray-Ban Smart Glasses Update & New Frames Self-Care Tips for Agents During AEP The Ritter Report & Ask Integrity Shoppers: Learn about Ask Integrity™: https://integrity.com/ask-integrity/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: https://integrity.com/medicarecenter/ Not par...

Sep 27, 202419 min

Agent Apps | Best Video Editing Apps for Social Media

Create eye-catching content for your social media audience with these video editing apps. CapCut Official Website: https://www.capcut.com/ YouCut – The App Store: https://apps.apple.com/us/app/youcut-ai-video-editor/id1620499741 YouCut – Play Store: https://play.google.com/store/apps/details?id=com.camerasideas.trimmer&hl=en_US Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Affinity Partnerships for Insuranc...

Sep 25, 20248 min

Steps to Get Ready for OEP: Federal Exchange States & State-Based Exchanges

If you want to be ready-to-sell by the ACA Open Enrollment Period, you’ll want to listen! Review our checklist of steps to help you get certified, organized, and ready to serve clients. Read the text version Download the OEP Ready-to-Sell Checklist: https://ritterim.com/documents/oep-ready-to-sell-checklist.pdf Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Tips for Finding Supplemental Coverage for ACA Plans:...

Sep 24, 202413 min

How Much Can Agents Make Selling Under-65 Insurance?

If you’re on the fence about adding ACA plans to your portfolio, let this episode be a sign to take action! Discover how much you could make selling Affordable Care Act plans. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources 5 Myths About Selling ACA Health Plans: https://ritterim.com/blog/5-myths-about-selling-aca-health-plans/ CMS Rules ACA Broker Commissions for SEP & OEP Sales Must Be ...

Sep 23, 202410 minEp. 620

CMS Announces Part D Savings & 2026 Maximum Fair Prices for First 10 Medicare-Negotiated Drugs

The first round of Medicare Part D negotiated drug prices is here! Find out which prescriptions are included and the savings your clients can see beginning in CY 2026! Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808 CMS Announces First 10 Drugs for Medicare Drug Price Nego...

Sep 21, 202413 min

Ask ASG Mailbag: Send Us Your Questions

The Friday Five for September 20, 2024: AEP Countdown & Ask Integrity Shoppers FOMC September 2024 Meeting New Features From iOS 18 Release Instagram Teen Account Changes Ask ASG Mailbag: Send Us Your Questions Ask ASG Mailbag: Send Your Insurance Marketing & Sales Questions to ASGPodcast@RitterIM.com AEP Countdown & Ask Integrity Shoppers: Learn about Ask Integrity™: https://integrity.com/ask-integrity/ Learn more about PlanEnroll: https://ritterim.com/planenroll/ MedicareCENTER: ht...

Sep 20, 202423 min

How to Keep Clients Safe from Insurance Fraud

Protect your clients from potential insurance scams. Help them identify the red flags and steer clear of fraudulent behavior. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://link.chtbl.com/ASGN20240808 3 Tips to Help Your Clients Avoid Health Insurance Scams: https://ritterim.com/blog/3-tips-to-help-...

Sep 18, 20246 minEp. 619
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