D-SNP integration changes are about to hit year 2 in 2026. What does that mean for the market? Lincoln Lafayette and Anthony Budhar join Sarah to chat about the D-SNP market in 2026 and the opportunities for agents selling dual-eligible special needs plans. 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Connect with Lincol...
Jul 26, 2025•21 min
This week's Friday Five is a mini-explainer on ICHRA: the Individual Coverage Health Reimbursement Arrangement. Learn more about this type of coverage and partnership opportunities for Ritter Insurance Marketing agents to offer it. Have questions about ICHRA or QSEHRA? Send them our way by email ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Things From the 2025 Budget Reconciliation Bill 2026 Midwest D-SNP Market Opportunity Community Engagement & ACA Mar...
Jul 25, 2025•11 min
Not enough hours in the day? ✋🏼 We've been there! In this episode, we explore problems that can be a time-suck for insurance agents. Our list of solutions could change the game for your business! Read the text version Free Downloads: Months of Medicare Sales Planner The Busy ACA Agent’s Sale Calendar Resources: 5 Things From the 2025 Budget Reconciliation Bill Field Notes on Digital Marketing Resources Field Notes on Traditional Marketing Resources Get Focused with These Apps Register with Ritt...
Jul 21, 2025•16 min•Ep. 686
The Friday Five for July 18, 2025: Update on Regulation Banning Medical Debt from Credit Reporting Google Announces NotebookLM Featured Notebooks This week in Apple Rumors Threads Usage Up, Meta Testing Facebook Login 2026 Midwest D-SNP Market Opportunity Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Update...
Jul 18, 2025•18 min
Are you just starting out in the insurance industry and aren’t sure what path is right for you? In this episode we break down the pros and cons of becoming a captive or independent agent. Work with Ritter Insurance Marketing Resources: 3 Advantages of Being an Independent Insurance Agent 10 Essential Tools for Beginner Insurance Agents AHIP Test Tips and Tricks for Medicare Certification FAQs About AHIP FAQs About NABIP Medicare Certification FREE eBook Download - The Guide to Earning a Living S...
Jul 16, 2025•10 min
Don’t miss the ASG Podcast cheat sheet on keeping in touch with client the old-fashioned way – through mail. 💌 We’ve got resources, tips, strategies, and more! Read the text version Mail Communication Resources: Canva Lead Concepts Lunacy Microsoft Designer MOO Office Depot ReminderMedia Staples Vistaprint Ritter Resources: Agent Compliance Handbook Field Notes on Digital Marketing Resources Field Notes on Traditional Marketing Resources How to Successfully Set SMART Goals Interview: Relationsh...
Jul 14, 2025•10 min•Ep. 685
Ready for a better commission tracking solution? Don’t miss our episode featuring suggestions on tracking your hard-earned commissions. Register for your FREE RitterIM.com Account Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: AHIP Test Tips and Tricks for Medicare Certification Building the Foundation for Success ft. Roy Snarr Four Reasons Why Ritter Should Be Your FMO Insurance Agency How to Avoid Using Elders...
Jul 12, 2025•15 min•Ep. 684
In this week’s Friday Five, Sarah gives her first impressions on what agents need to know about the 2025 Budget Reconciliation Bill. Learn more about what’s changed for Medicare, Medicaid, ACA, and more! Get Connected: 🤝 Register with Ritter Insurance Marketing – the FMO that powers the Agent Survival Guide Podcast ! 💌Send feedback, questions, and topic suggestions to ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 2025 ACA Marketplace Integrity & Affordabi...
Jul 11, 2025•18 min
Partnerships can be a powerful growth strategy for your business. Learn more about marketing your business through collaboration and community involvement. Read the text version Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 5 Insurance Marketing Tips to Help Agents Stand Out from the Crowd 5 Things to Consider When Creating Your Personal Brand Community-Based Marketing for Insurance Agents Community Engagement ...
Jul 10, 2025•10 min•Ep. 683
We’ve got the breakdown of all the Medicare and Medicare Advantage enrollment periods that beginner agents need to know. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 10 Essential Tools for Beginner Insurance Agents: https://ritterim.com/blog/10-essential-tools-for-beginner-insurance-agents/ Apps for Comparing Healthcare & Prescriptions: https://lnk.to/ASGA85 Medicare Advantage Open Enrollment Do’s and Don’...
Jul 09, 2025•13 min
Take your business into the modern world of digital marketing. We’ve compiled the ultimate guide to getting started, tips, resources, and more! Read the text version Register with Ritter Insurance Marketing Full-Service Digital Marketing Services: $99 Social ConciergeBee Disruptive Advertising Firebelly Marketing Hubstaff Talent Ignite Visibility KlientBoost LinkedIn Lyfe Marketing ReminderMedia SEO Discovery Upwork Self-Service Digital Marketing Options: Buffer Constant Contact GoDaddy Google A...
Jul 08, 2025•22 min•Ep. 682
Learn how to promote your insurance business with traditional marketing strategies. We cover what agents should know: marketing materials, use cases, and where to find resources! Partner Resources: AllOver Media Lead Concepts LeadingResponse ReminderMedia Branded Magazine Info Ritter Agents working with ReminderMedia Design Resources: 99Designs Fiverr Freelancer Upwork Print Resources: 4imprint Carvertise FASTSIGNS Lead Concepts MOO Office Depot Printing Services Printful Staples Print & Mar...
Jul 07, 2025•34 min•Ep. 681
In this episode of Agent Essentials, we’re covering the definition of the Health Insurance Marketplace! Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. The Complete Guide to Selling Affordable Care Act Insurance Plans Resources: FREE DOWNLOAD – The Complete Guide to Selling Affordable Care Act Insurance Plans: https://ritterim.com/aca-ebook/ How Much Can Agents Make Selling Under-65 Insurance: https://lnk.to/TlGBGH Meet You...
Jul 02, 2025•6 min
Ever thought about incorporating your insurance business? Not sure if it’s the right move? In this episode, Sarah is joined by attorneys Frank Lavery and Justin Abodalo to learn more about business entities and how they’re structured. Frank focuses on the corporate law side, while Justin specializes in tax implications. Listen as theyir share their knowledge and weigh the pros and cons of each business structure option. Find Frank Lavery Online: LinkedIn: https://www.linkedin.com/in/frank-lavery...
Jul 01, 2025•1 hr 11 min
Is business growth on your 2025 goals list? Don't miss this episode! We outline features and drawbacks of the different carrier types to help you fill in portfolio gaps. Read the text version Request your Free Portfolio Review from the team at Ritter Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Learn more about Integrity Tools: https://ritterim.com/integrity-tools/ Mee...
Jun 30, 2025•10 min•Ep. 680
Join Sarah for a rundown of this week’s updates for insurance agents, featuring her deep dive into the CMS 2025 ACA Marketplace Integrity and Affordability Final Rule. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Connect With Us On Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marke...
Jun 27, 2025•18 min
This just in: CMS 2026 maximum broker commissions for Medicare Advantage and Medicare Part D. Listen to learn more about commission structure and the caps writing MA and PDP business in your market for the upcoming 2026 plan year. Read the text version Resources: AHIP 2026 Certification Dates: https://lnk.to/asgf20250516 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. FAQs About NABIP Medicare Certification: https://ritteri...
Jun 26, 2025•8 min
Join Sarah and Tina as they review frequently asked questions about NABIP Medicare Certification. Don’t miss out on resources to help you get ready-to-sell! Read the text version NABIP Official Website: https://www.nabiptraining.org/ Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Ways PlanEnroll Will Make This Your Best AEP Yet: https://lnk.to/cdV0H1 Making Your Own Luck ft. Michael Krantz: https://lnk.to/kran...
Jun 25, 2025•8 min•Ep. 679
Learn more about the NABIP Medicare Advantage Certification (MMACR), an alternative program for agents looking to satisfy their Medicare & Fraud, Waste, and Abuse training requirements from CMS. Read the text version Resources: 4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670 AHIP 2026 Certification Dates: https://lnk.to/asgf20250516 Reassuring Your Clients During Difficult Times: https://lnk.to/asg671 Takeaways on Social Media Marketing in 2025: https://lnk.to/asgf202...
Jun 24, 2025•5 min•Ep. 678
The 2026 AHIP Certification training is now live! We’re covering AHIP FAQs to help you prepare! Read the text version Resources: Diversify Your Insurance Portfolio & Reap Real Rewards: https://lnk.to/asg651 Get Access to Exclusive Leads When You Become a PlanEnroll Network Agent: https://lnk.to/3pKJsF FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://lnk.to/asg658 The ...
Jun 23, 2025•8 min•Ep. 677
Keep track of your AEP prep to-do checklist with help from Ritter's certification center and Ritter Blog weekly roundups. Listen to find out how to access carrier AHIP, NABIP, MA and PDP certification, product training details, and more! Resources: eBooks & Guides for Insurance Agents: https://ritterim.com/guides/ FAQs About NABIP Medicare Certification: https://ritterim.com/blog/faqs-about-nabip-medicare-certification/ Ritter Insurance Marketing Certification Center: https://docs.ritterim.c...
Jun 23, 2025•7 min
Certification season is here! Learn more about the AHIP test including how to prepare yourself, tips, tech hacks, and more. Listen before you begin your first attempt, you'll be glad you did! Read the text version Have questions about AHIP Certification? Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Contact Ritter Insurance Marketing: https://ritterim.com/contact/ How to Survive AEP: Wellness Tips for Insurance...
Jun 21, 2025•19 min•Ep. 676
Sarah reflects on the insurance licensing process one year after passing the exam. Listen as she outlines her journey, how to get started, and what she learned along the way. Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: Adding Spokes to Your Wheel ft. Robert Rothschild: https://lnk.to/rothschild2025 FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://lnk.to/asg658 Making Your Own Luck ft. Michae...
Jun 20, 2025•19 min
Thinking about becoming an insurance agent? In this episode, we weigh the pros and cons of selling insurance, so you’ll have the information you need before you make that big decision! Read the text version Get Started by Registering with Ritter Insurance Marketing: https://app.ritterim.com/public/registration/ Learn More with These Resources: 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D Update: https://lnk.to/dFX1s1 2025 State of the Senior Market Address: In Rev...
Jun 16, 2025•13 min•Ep. 675
Value is more than just a care model for Neil Reich. He recently joined Sarah to chat about his background in the Medicare Advantage space, his focus on value-based care, and how providing value still drives his business today. Find Neil Reich Online: Care Connect Agency: https://careconnectagency.com/advisors/ Get the Playbook: https://careconnectadvisors.com/agent-playbook-download-form/ LinkedIn: https://www.linkedin.com/in/neil-reich-3382498 Register with Ritter Insurance Marketing Follow Us...
Jun 14, 2025•32 min
The Friday Five for June 13, 2025: Field Notes 6.13.2025 Apple Renames OS Versions Apple Liquid Glass Apple iPad Windowing New Apple Features: Sarah’s Picks Register for the ICHRA Introduction Webinar from Ritter & Nexben Field Notes for June 13, 2025: “AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com , AHIP, www.ahipmedicaretraining.com/page/login . Accessed 10 June 2025. ICHRA Webinar Information & Registration: https://events.teams.microsoft.com/event/2...
Jun 13, 2025•13 min
Be sure your clients are aware of their dental, vision, and hearing coverage options. We outline 4 steps to help you educate clients and pitch products! Read the text version Resources: 3 Additional Effective Techniques for Closing Insurance Sales: https://lnk.to/asg656 4 Ancillary Cross-Sales to Show Clients You Care: https://lnk.to/asg670 4 Ways Insurance Agents Should Be Utilizing Ask Integrity: https://ritterim.com/blog/4-ways-insurance-agents-should-be-utilizing-ask-integrity/ A Quick Guide...
Jun 11, 2025•10 min•Ep. 674
This week, Sarah unpacks all kinds of content to help you and your clients survive Summer 2025! Field Notes: Malik, Aisha. “Adobe Launches Beta Version of Its Photoshop App on Android.” Techcrunch.Com , TechCrunch, 3 June 2025, techcrunch.com/2025/06/03/adobe-launches-beta-version-of-its-photoshop-app-on-android/ . “AHIP Medicare + Fraud, Waste, and Abuse Online Course.” Ahipmedicaretraining.Com , AHIP, www.ahipmedicaretraining.com/page/login . Accessed 3 June 2025. “NABIP Medicare Advantage Cer...
Jun 06, 2025•18 min
Wondering what the difference between Medicare and Medicaid is? Learn all about it in this episode! Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Resources: 4 Effective Techniques for Closing Insurance Sales: https://lnk.to/asg655 2025 Maximum Broker Commissions for Medicare Advantage & Medicare Part D: https://ritterim.com/blog/2025-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ FREE DOWNLOAD ...
Jun 04, 2025•7 min
Learn more about AHIP requirements, how certification works for insurance agents, and more! Don't stress - we've got plenty of tips to help you survive certification and the start of AEP prep season. Read the text version Resources: 5 Things from the CMS 2026 MA and Part D Final Rule: https://lnk.to/asgf20250502 Leveling Up: From Chill Mode to Growth Mode ft. Christian Brindle: https://lnk.to/brindle2025 Register with Ritter: https://app.ritterim.com/public/registration/ Ritter Insurance Marketi...
Jun 02, 2025•9 min•Ep. 672
