On this week's episode, Lauren is joined by Courtney Blodgett. The two discuss ESG investing, impact investing, sustainable/value based investing and the differences between them. Courtney offers actionable advice on how to evaluate where your money currently is, and how to use resources to ensure your bank account, mutual funds, ETFs, retirement accounts, and all investments are aligned with your values. Courtney Blodgett is the founder of Yield Positive , whose mission is to help everyday inve...
Nov 24, 2020•30 min
This week, Lauren is joined by Tracey Bissett talk about money mindsets: when and how they form, as well as how to change them. Tracey also offers listeners tips to help change poor decision-making habits. One tip is to have money meetings, and you can visit www.bizmoneycoach.ca for a money meeting agenda. Tracey Bissett is the Chief Financial Fitness Trainer of Bissett Financial Fitness Inc . Tracey educates and empowers individuals, notably young adults, and entrepreneurs to take control of an...
Nov 17, 2020•30 min
In this week's episode, Lauren is joined by Chris Dumont and they discuss a handful of personal finance 101 topics, including compound interest and real estate. Chris Dumont, the Money Sensei, is a 30-something working professional who has a passion for financial literacy. He shares his personal experience with overcoming debt and building a retirement nest egg to help you retire while young enough to still enjoy life on his site moneysensei.com and in his book, Kicking Financial Ass. Chris has ...
Nov 10, 2020•32 min
In this week's episode, Lauren and Catherine Hodder discuss estate planning and the 5 talks you need to have with your parents. Catherine gives great tips for making the conversation go smoothly, and how to handle responsibilities between siblings. Catherine Hodder, Esq., is an estate planning attorney turned author. She enjoys working with families who would rather be doing anything else than estate planning. Catherine’s book, Estate Planning for the Sandwich Generation: How to Help Your Parent...
Nov 03, 2020•38 min
In this week's episode, Lauren and Jonathan discuss when and how couples should have the money talk. Jonathan P. Bednar, II, CFP®, graduated from the Walton College of Business, University of Arkansas, in May 2009 with a B.S.B.A. in Finance. Jonathan joined Paradigm Wealth Partners in January 2010, partnering with his father, Jon P. Bednar. As a Wealth Advisor, Jonathan enjoys guiding his clients to make informed financial decisions using financial planning as a means to solve their investment a...
Oct 27, 2020•36 min
In this episode, Lauren and Cathy Curtis talk about the specific needs and financial situations often faced by women, especially those that are lifetime single, widowed, divorced, or have inherited money, and the truths of personal finance ring true no matter one's gender. Cathy Curtis is a Certified Financial Planner and founder and CEO of Curtis Financial Planning , an independent financial planning and investment advisory firm. Her firm’s mission is to help independent women thrive today and ...
Oct 20, 2020•44 min
This week, Paul Benson and Lauren talk about gaining choice by setting goals, managing cash flow, and investing through 3 different paths. Paul Benson is the author of Financial Autonomy and Principal and financial planner at Guidance Financial Services. He is a resident of Melbourne, Australia. Paul’s focus is on providing helpful and actionable information and advice so his clients can set effective goals, optimize their cash flow, develop an investment strategy, and stretch their entrepreneur...
Oct 13, 2020•42 min
This week, Lauren is joined by wealth psychology expert Kathleen Burns Kingsbury. The two discuss money silence, negotiation mindsets (automatic thoughts and beliefs we have about negotiating), and actionable tips to help you ace your next negotiation. Kathleen is the founder of KBK Wealth Connection and host of the Breaking Money Silence® podcast, is an internationally published author and speaker. Breaking Money Silence®: How to Shatter Money Taboos, Talk More Openly about Finances, and Live a...
Oct 06, 2020•43 min
This episode's guest is Chip Munn, CEO and Visionary of Signature Wealth Strategies. He has 20 years of financial planning experience. He has written two personal finance books, one geared toward financial planners and one for everyday folks (which is mentioned in this podcast, The Retirement Remix: A Modern Solution to an Old School Problem ). Chip is a proud graduate from Clemson University, and lives in South Carolina with his wife and their four sons. Lauren and Chip discuss who you should h...
Sep 29, 2020•42 min
This week Lauren is joined by guest Anisa Kurji, host of the Kids Money and More podcast, a finance podcast with a twist in which the target audience are children. While she was trying to teach her own kids about money smarts and core life values such as gratitude and generosity, Anisa discovered that many parents felt overwhelmed and didn’t feel confident in teaching their kids about money. Wanting to help other parents get those conversations started without the overwhelm and panic of having t...
Sep 22, 2020•47 min
This week's guest is Brett Holzhauer, a lifelong journalist, now working for Forbes Advisor covering consumer trends, personal finance, industry news, travel, and points and miles. When he's not chasing the next story, he and his wife are traveling the world or chasing the next hot restaurant in town. He is a first generation college student, a proud Sun Devil, and on a lifelong journey to demystify personal finance and empower people to change their lives through powerful storytelling. Lauren a...
Sep 15, 2020•43 min
Lauren brings on a guest host, Robert "Bob" Frick, corporate economist for Navy Federal Credit Union. He has 15 years of experience writing for Kiplinger's Personal Finance magazine and wrote 36 "Your Mind and Your Money" columns. He has also worked for the Allianz Center for Behavioral Economics. They discuss how 're wired to make decisions, and Bob gives tips for making good financial decisions during stressful times, like this pandemic. How to follow Bob: https://twitter.com/RobertFrickNFCU W...
Sep 08, 2020•53 min
Lauren and Aric discuss a blog written by Lauren, which was primarily based on their recent home purchase. It contains the soup-to-nuts steps you should or would take when buying a home. This podcast is very detailed. The 20 steps are full of personal tales and details from their experiences. Blogs: This podcast is based on: https://www.realadultingiseasy.com/post/steps-in-the-home-buying-process The home purchase is detailed here: https://www.realadultingiseasy.com/post/new-real-estate-adventur...
Aug 18, 2020•42 min
Lauren tells Jenny about a financial planning concept called Life Cycle Planning. While this topic does not perfectly fit the FIRE (financial independence, retire early) movement, we think there are some good takeaways you can apply regardless of your retirement plans. This information comes from Lauren's Boston University coursework. Blog: https://www.realadultingiseasy.com/post/what-is-life-cycle-planning...
Aug 03, 2020•10 min
Lauren and Jenny go over the 8 things Lauren and Aric did before listing their home for sale (which resulted in a full-price offer with the first showing). Bog: https://www.realadultingiseasy.com/post/8-things-you-can-do-to-get-a-full-price-offer-on-your-home
Jul 23, 2020•14 min
Lauren and Jenny discuss the 4 ways to make money on a rental property: appreciation, cash flow, tax breaks, and loan pay down. Blog: https://www.realadultingiseasy.com/post/4-reasons-to-buy-an-investment-property
Jul 09, 2020•15 min
We're back after a month off with probably our longest podcast yet. Lauren and Aric go over in detail their newest real estate transaction. It has twists, turns, ups, and downs, and you're sure to learn from it. Blogs: https://www.realadultingiseasy.com/post/new-real-estate-adventure-on-our-way-to-fi https://www.realadultingiseasy.com/post/real-estate-deal-gone-bad...
Jul 01, 2020•49 min
This is a quick episode in which Lauren and Aric discuss the difference between a home equity line of credit and a home equity loan. If you want to dive deeper into home equity, check out this blog, How Changes in the Housing Market Affect Home Equity : https://www.realadultingiseasy.com/post/how-changes-in-the-housing-market-affect-home-equity The corresponding blog for the episode is here: https://www.realadultingiseasy.com/post/home-equity-line-of-credit-vs-home-equity-loan...
Jun 01, 2020•8 min
Lauren is joined by her friend, Crystal Callahan-Estes. Crystal is an insurance agent and explains car insurance, and what questions you need to be able to answer when you speak with an agent. She is president of CLC Insurance Agency. If you have any insurance questions, Crystal's contact information is as follows: Office: 727-500-2636 Direct: 727-500-1575 | www.clcinsuranceagency.com crystal@clcinsuranceagency.com Her guest blog can be found here: https://www.realadultingiseasy.com/post/prepara...
May 15, 2020•21 min
It's easy to take for granted that credit card debt is not a good thing, but let's talk about it to hammer it home. Associated blogs: https://www.realadultingiseasy.com/post/why-is-credit-card-debt-bad https://www.realadultingiseasy.com/post/credit-scores-what-they-are-why-they-matter-and-how-to-improve-yours Related podcast: AIE #1: Credit...
Apr 27, 2020•9 min
Lauren and Jenny discuss the differences between 529's and ESA's. Check it out to see which might be right for you. Associated blog: https://www.realadultingiseasy.com/post/comparing-education-savings-plans-esa-and-529
Apr 13, 2020•17 min
We're breaking from tradition today. Lauren and Aric discuss how they're handling their personal finances during Covid-19. You may get some ideas from their story. They also offer a few tips. Helpful blog: Alternatives to an emergency fund: https://www.realadultingiseasy.com/post/8-alternatives-to-an-emergency-fund
Apr 07, 2020•37 min
Breaking from tradition, Lauren tells her sister Jenny about a contentious real estate deal. Hold on to your hat for this one. Associated blog: https://www.realadultingiseasy.com/post/real-estate-deal-gone-bad
Mar 24, 2020•33 min
After a slight delay, Lauren and Jenny are back and they discuss 4 different kinds of mortgages: conventional, FHA, ARM, and VA. Relevant blogs: https://www.realadultingiseasy.com/post/quick-overview-of-mortgages https://www.realadultingiseasy.com/post/what-is-an-fha-mortgage-loan https://www.realadultingiseasy.com/post/what-is-an-adjustable-rate-mortgage-arm Also mentioned: https://www.realadultingiseasy.com/post/what-is-the-debt-to-income-ratio https://www.realadultingiseasy.com/post/credit-sc...
Mar 09, 2020•13 min
Lauren and Jenny talk about some ways to fall back on net worth or take on debt instead of having an emergency fund. (Note: Emergency funds are still the best way to stash short term cash.) Associated blog: https://www.realadultingiseasy.com/post/8-alternatives-to-an-emergency-fund
Feb 10, 2020•26 min
Lauren and Jenny discuss 8 easy ways to increase your savings. Blog: https://www.realadultingiseasy.com/post/8-ways-to-increase-savings
Jan 27, 2020•14 min
Lauren and Jenny talk about 8 steps to take once you get your first paycheck. Regardless of how long you've been working, though, there will be something for you in this one! Blog: https://flytofi.com/steps-to-take-after-landing-first-job/
Jan 13, 2020•20 min
Lauren and Jenny discuss 3 ways to consolidate credit card debt. (Guest) Blog: https://www.realadultingiseasy.com/post/3-ways-to-consolidate-credit-card-debt
Dec 31, 2019•15 min
Lauren and Aric discuss 9 types of budgets, including theirs (a hybrid). Associated blog: https://www.realadultingiseasy.com/post/adulting-with-budgets
Dec 16, 2019•15 min
Lauren and husband Aric detail their real estate journey to date (2019), from starter home to upgraded home to real estate investing. Blog: https://www.realadultingiseasy.com/post/real-estate-our-story
Dec 09, 2019•33 min
