In this episode of the A Wiser Retirement® Podcast , we explore the financial and emotional realities of stepping away from the workforce to become a stay-at-home parent. Whether you're considering staying home temporarily or long-term, it's a decision that deserves careful financial planning. From budgeting for a single income and understanding the trade-offs in retirement savings, to evaluating insurance needs and career impact, we break down what families need to consider to make the best cho...
Aug 11, 2025•26 min•Ep. 297
In this episode of A Wiser Retirement® Podcast , Casey Smith sits down with Robert Swarthout, founder and CEO of Teton Crypto Capital , to unpack how recent legislation is reshaping the crypto landscape in the U.S. From tax changes to new opportunities for investors, here’s what you need to know. Related Podcast Episodes: - Ep 281: Crypto Update: Tariffs, Ripple’s Victory, and What’s Next for Investors - Ep 286: How can I evaluate crypto as a potential investment? Learn More: - About Wiser Wealt...
Aug 06, 2025•28 min•Ep. 296
In this episode of the A Wiser Retirement® Podcast , Estate Planning Attorney Arun Gupta joins Senior Financial Advisor Shawna Theriault to discuss how taking the simplest step in estate planning, creating a will, can make a profound difference. While many assume estate planning is only for the ultra-wealthy, a will helps ensure your assets are distributed according to your wishes, reduces confusion, and eases the burden on your loved ones during an already difficult time. Related Podcast Episod...
Aug 04, 2025•32 min•Ep. 295
In this episode of the A Wiser Retirement® Podcast , we cover how principles from aviation, like threat and error management, proactive and reactive planning, and strong team communication, can be applied to personal financial planning. Casey Smith is joined by airline Captain Evan Bogan to explore how pilots handle unexpected challenges and how families can do the same with their finances. From building a rainy day fund to managing opportunity money and avoiding unnecessary fees, they offer val...
Jul 28, 2025•45 min•Ep. 294
Whether you're planning to retire, sell your business, or pass it on to the next generation, having a clear succession plan is essential. Unfortunately, many business owners delay this process, putting the value of their life's work at risk. In this episode of the A Wiser Retirement® Podcast , we cover the key steps every business owner should take to successfully transition out of their business. business. Related Podcast Episodes: - Ep 283: How to Manage a Sudden Money Windfall: IPOs, Business...
Jul 21, 2025•36 min•Ep. 293
In this episode of the A Wiser Retirement® Podcast , we explore whether pursuing an MBA is truly worth the investment. We’re joined by Nancy Mercer , Assistant Dean and Director of MBA Marketing and Admissions, and Dr. Lauren Heller , Dean of the Campbell School of Business at Berry College, for an inside look at how MBA programs have evolved and what prospective students should consider. We highlight Berry College’s distinctive approach, including small class sizes, personalized mentorship, and...
Jul 14, 2025•38 min•Ep. 292
In this episode of the A Wiser Retirement® Podcast , we explore how financial planning is different for entrepreneurs. From managing fluctuating income and separating personal and business finances to building a strong emergency fund and maximizing retirement contributions, we cover the essentials of creating a stable financial foundation as a business owner. We also dive into choosing the right business entity, tax planning strategies, quarterly tax payments, and how to prepare for succession o...
Jul 07, 2025•1 hr 1 min•Ep. 291
Gold has long been considered a safe haven during times of uncertainty, often used to hedge against inflation and geopolitical risk. In this episode of the A Wiser Retirement® Podcast , we explore how shifting economic conditions, the rise of lab-created gold, and growing interest in digital assets like Bitcoin are prompting investors to ask: Is gold still a good investment? Related Blog Post : - The Future of Gold: Could Lab-Made Gold Send Prices Plummeting? Related Podcast Episode: - Ep 220: I...
Jun 30, 2025•36 min•Ep. 290
Pensions can provide a valuable source of retirement income , but deciding whether to stick with a job solely for the pension is more complex than it may seem. In this episode of A Wiser Retirement® Podcast , we give a breakdown of the key benefits and trade-offs of relying on a pension, and how to assess whether it's the right move for your financial future. Related Podcast Episodes: - Ep 137: Financial Planning in Your 50s Related YouTube Videos: - How Much is Social Security Reduced if I Have...
Jun 23, 2025•24 min•Ep. 289
In this episode of A Wiser Retirement® Podcast , we discuss how the Free Application for Federal Student Aid (FAFSA) is crucial in determining eligibility for financial aid, including grants, loans, and work-study opportunities. Whether or not your family qualifies for aid, understanding the FAFSA’s purpose and process is essential for anyone navigating college costs . Related Podcast Episodes: - Ep 136: Financially Preparing for Your High Schooler to go to College - Ep 270: What College Expense...
Jun 16, 2025•38 min•Ep. 288
In this episode of A Wiser Retirement® Podcast , we talk about financial concepts that most people aren't taught in school but are essential for everyday life. From how taxes work to whether buying a home is always the better choice. We tackle common misconceptions that can lead to costly mistakes, and offer practical advice to help you make smarter financial decisions. Related Podcast Episodes: - Ep 46. Financial Terms Everyone Should Know- - Ep 215: Happy Financial Literacy Month! Learn More: ...
Jun 09, 2025•25 min•Ep. 287
Join us for this episode of A Wiser Retirement® Podcast as we dive into how to evaluate cryptocurrency as a potential investment and whether it deserves a place in your portfolio. We’ll also unpack the latest crypto news, from major acquisitions to pending legislation, and discuss how these developments could impact the future of digital assets. Related Podcast Episodes: - Ep 281: Crypto Update: Tariffs, Ripple’s Victory, and What’s Next for Investors - Ep 275: Crypto Update: The U.S. Bitcoin Re...
Jun 04, 2025•44 min•Ep. 286
Emotional investing is one of the biggest barriers to long-term financial success. With constant news cycles and market noise, it’s easy to make decisions based on fear, recent events, or overconfidence. In this episode of A Wiser Retirement® Podcast , we explore how the right framework, discipline, and guidance can help you stay focused and invest with confidence. Related Podcast Episodes: - Ep 285: Fear, Greed, and the Markets: Mastering Emotional Investing (Part 1) - Ep 277: Tariffs, Trump, a...
Jun 02, 2025•39 min•Ep. 285
In this episode of A Wiser Retirement® Podcast , we discuss how emotions like fear, greed, and regret can influence investment decisions and lead to costly mistakes. We explore common behavioral biases such as overconfidence, loss aversion, anchoring, and confirmation bias that often derail long-term financial plans. We emphasize the importance of staying disciplined, thinking long-term, and avoiding impulsive reactions to market noise or social media hype. Related Podcast Episodes: - Ep 154: In...
May 26, 2025•50 min•Ep. 284
Receiving a large money windfall from an inheritance, business sale, IPO, or legal settlement can be life-changing, but it can also lead to costly mistakes if not handled wisely. Here’s how to take a thoughtful, strategic approach to ensure your newfound wealth supports long-term financial well-being. Related Podcast Episodes: - Ep 227: I’ve inherited $200k, what should I do? - Ep 278: Avoid These Common Mistakes After Receiving a Large Inheritance Related YouTube Videos: - Does inheritance c...
May 19, 2025•33 min•Ep. 283
Join us for this episode of A Wiser Retirement® Podcast as we explore private credit, a unique investment option offering potentially higher yields by lending to non-public companies. While it can generate attractive returns, it comes with risks such as illiquidity, higher fees, and limited transparency, making it best suited for high-net-worth individuals with significant liquid assets. Tune in to learn more about the pros, cons, and key considerations of this investment opportunity. Related Po...
May 12, 2025•29 min•Ep. 282
Join us for this episode of A Wiser Retirement® Podcast as we dive into the rapidly changing world of cryptocurrency. From Bitcoin’s price swings to regulatory breakthroughs and Ripple’s legal victory, major developments are reshaping the market. Tune in to learn how these shifts could unlock both new opportunities and risks in today’s digital asset landscape. Related Podcast Episodes: - Ep 277: Tariffs, Trump, and Turbulence: Making Sense of Market Mayhem - Ep 275: Crypto Update: The U.S. Bitco...
May 07, 2025•29 min•Ep. 281
Divorce can bring significant financial changes, but many overlook how Social Security benefits fit into their post-divorce financial strategy. In this episode of A Wiser Retirement® Podcast , we discuss several misconceptions about claiming these benefits. Understanding the rules can make a substantial difference in long-term financial stability. Related Podcast Episodes: - Ep 160: How Finances Affect Divorce - Ep 222: When should I claim Social Security if I don’t need it? Related YouTube Vide...
May 05, 2025•20 min•Ep. 280
Planning for the future of a child with disabilities is a complex and emotional journey, but taking proactive steps can help ensure a stable and fulfilling transition into adulthood. Families often face significant challenges when essential services suddenly end, making it crucial to have a well-structured plan in place. In this episode of A Wiser Retirement® Podcast , Casey Smith and Meaghan Timko, MS, BCBA, Founder at Parallel, share valuable insights on estate planning, financial strategies, ...
Apr 28, 2025•31 min•Ep. 279
Receiving a large inheritance can be both a blessing and a challenge. While it offers the opportunity to improve your financial future, it also comes with important decisions that can impact your long-term stability. Without a clear plan, it's easy to make costly mistakes. In this episode of A Wiser Retirement® Podcast , we discuss key considerations to help you make the most of your inheritance and preserve it for the years ahead. Related Podcast Episodes: - Ep 227: I’ve inherited $200k, what s...
Apr 21, 2025•34 min•Ep. 278
Tariffs, fiscal policy, and market volatility have become growing concerns for many investors. In this episode of A Wiser Retirement® Podcast , we unpack what tariffs are, how they work, and how current market conditions may affect your investment portfolio. Related Podcast Episodes: - Ep 263: Trump’s Economic Policies: Tax, Tariffs, and More - Ep 268: Top Financial Mistakes and How to Avoid Them Related YouTube Videos: - Investing for Income vs Growth in Retirement: Finding the Balance Learn Mo...
Apr 14, 2025•52 min•Ep. 277
Join us on this episode of A Wiser Retirement® Podcast , where we break down the essential steps to help you prepare for a secure and fulfilling retirement. From creating a realistic budget and eliminating debt to maximizing Social Security and Medicare benefits, we cover key financial strategies to set you up for success. Related Podcast Episodes: - Ep 245: Strategies for Early Retirement and Long-Term Security - Ep 212: Medical Costs During Retirement and Preparing for the Unexpected Related Y...
Apr 07, 2025•33 min•Ep. 276
Join us for this episode of A Wiser Retirement® Podcast as we explore the U.S. government's growing Bitcoin holdings and the potential creation of an official Bitcoin reserve, a proposal now under legislative review. We also dive into the latest developments in crypto regulation, Sam Bankman-Fried’s unauthorized interview with Tucker Carlson, Binance’s legal challenges, and NASDAQ’s bold plan to launch 24-hour trading by 2026. Related Podcast Episodes: - Ep 266: Crypto Update: SpaceX Uses Stable...
Apr 02, 2025•29 min•Ep. 275
Join us on this episode of A Wiser Retirement® Podcast , as Casey Smith and Paul Montaperto from Family2Family Relocation discuss tips for families looking to buy a home in a great school district. We explore how to evaluate school quality beyond online ratings, considering factors like administrative stability, private school options, and future zoning changes. Paul also gives practical tips to help families make informed home-buying decisions. Related Podcast Episodes: - Ep 136: Financially Pr...
Mar 31, 2025•40 min•Ep. 274
Are you a pilot contemplating the possibility of retiring early? Join us on this episode of A Wiser Retirement® Podcast , where we explore the complexities surrounding the decision to leave the cockpit before the traditional retirement age. We dive deep into the unique emotional and financial considerations that come with this choice, focusing on the benefits and potential pitfalls of retiring around age 55. We shed light on crucial aspects such as healthcare coverage before turning 65, the opti...
Mar 24, 2025•30 min•Ep. 273
Join us on this episode of A Wiser Retirement® Podcast , where we explore why paying a financial advisor to invest in ETFs may be worth the cost, even when providers like Vanguard offer these funds with low fees. Many investors wonder if they can simply do it themselves, but the real value of working with an advisor goes far beyond just selecting investments. Related Podcast Episodes: - Ep 213: How do I terminate a relationship with my financial advisor? - Ep 191: Mutual Funds vs ETFs Related Yo...
Mar 17, 2025•41 min•Ep. 272
What steps should you take in your 20s and 30s to build sustainable wealth? In this episode of A Wiser Retirement® Podcast, we break down the key financial habits that can pave the way for lifelong security. Young adults today face unique financial hurdles such as rising living costs, student loan debt, and credit cards. Tune in as we share practical strategies to overcome these challenges and set yourself up for long-term success. Related Podcast Episodes: - Ep 260: 10 Financial Habits That Lea...
Mar 10, 2025•34 min•Ep. 271
Join us for this episode of A Wiser Retirement® Podcast , where we explore the latest changes shaping the cryptocurrency market. From the resurgence of meme coins to high-profile hacks and evolving tax regulations, we cover key trends that are influencing how investors, regulators, and global markets interact with digital assets in 2025. Related Podcast Episodes: - Ep 266: Crypto Update: SpaceX Uses Stablecoins, Trump’s Meme Coin & Altcoin ETF Filings - Ep 261: 2025 Market Outlook: Navigatin...
Mar 05, 2025•27 min•Ep. 270
Managing college expenses can be overwhelming, but understanding available tax benefits can help parents reduce costs. Join us on this episode of A Wiser Retirement® Podcast as we discuss how these tax benefits work and what families need to know about deductions, tax forms, and financial planning for college. Related Podcast Episodes: - Ep 168: Everything You Need to Know About 529 Plans - Ep 136: Financially Preparing for Your High Schooler to Go to College Learn More: - About Wiser Wealth Man...
Mar 03, 2025•28 min•Ep. 269
Are you curious about the top financial mistakes people make, and how to avoid them? Tune in to this episode of A Wiser Retirement® Podcast as Grace Kennedy, Financial Planning Associate, shares insights on the most common financial pitfalls and how to steer clear of them. Related Podcast Episodes: - Ep 229: How do I avoid capital gains tax? Related YouTube Videos: - Common Mistakes to Avoid with Social Security Spousal Benefits Learn More: - About Wiser Wealth Management - Schedule a Compliment...
Feb 17, 2025•45 min•Ep. 268
