#44 What Really Happens After A Disaster Strikes - Part 3

Part 3 of "What Really Happens" series: SBA Loans & Long-Term Recovery Groups!

After a disaster, getting back on your feet takes more than just clean-up, In Part 3 of "What Really Happens" series-38% Prepared, Angie & Leigh walk you through the next phase of recovery — including FEMA's lesser-known programs and how the Small Business Administration (SBA) steps in (hint: it’s not just for businesses!).

📝 Because thinking is the first step of preparedness.

🎧 Listen now on your favorite podcast platform.

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🎯 What you’ll learn:

• What You'll Learn:

  • The difference between Other Needs Assistance (ONA) and Temporary Housing Assistance

  • What ONA covers beyond property damage (like medical costs and funeral expenses)

  • How Temporary Housing programs work — from rental aid to hotel coverage

  • What FEMA’s Home Repair Assistance includes (including accessibility and mold remediation)

  • Why not all disasters qualify for FEMA help

  • The importance of the “no duplication of benefits” rule

    
    

Key Programs Covered:

• 
  
• ONA: Personal property, vehicle, medical/dental, funeral, childcare, tools, and more
• 
  
• Temporary Housing: Rent assistance, hotel stays, trailers, and utility support
• Home Repair Assistance: Structural repairs, accessibility updates, plumbing/electrical fixesWhether you’re a renter, homeowner, or business owner — this episode has something for you.

Reminders:

• Only available after a federal disaster declaration

• You must meet residency and citizenship criteria

• Keep documentation for every expense

• Don’t assume you’re ineligible — apply early!