The NAR settlement is in the final stages of approval and will likely go into effect in the middle of July 2024. It is not an understatement when I say that this change to how buyers agents are being compensated will introduce chaos into the real estate world until the systems in place adapt to this new reality. BUYERS HIT HARDEST These changes will leave Buyers having to directly pay their agents themselves. However, none of the current systems in place, including lending, are ready for this ch...
Apr 05, 2024•43 min•Season 2024Ep. 403
Things are looking rough for California residents in 2024. A nearly $100 billion dollar surplus has been turned into $73 billion (and growing) deficit. Sadly, the solution from Sacramento seems to be doubling down on the policies that are causing many of these issues. New changes to the law have been proposed that will be voted on later this year designed to make it easier for California politicians to raise taxes. In addition, this approach seems poised to try and challenge the one thing that h...
Mar 08, 2024•28 min•Season 2024Ep. 308
Welcome to "Real Estate Realities with The RebelBroker" – your go-to podcast for expert insights into the dynamic world of real estate. In this episode, we delve into a crucial aspect of selling your home: digital curb appeal. In today's digital age, first impressions are made online. Potential buyers scroll through listings, making split-second decisions based on visual appeal. That's where mastering digital curb appeal comes in. Join us as we explore the art of crafting compelling digital pres...
Feb 09, 2024•19 min•Season 2024Ep. 208
In this episode, dive deep into the intriguing world of real estate data with Robert Whitelaw, the seasoned real estate broker from Morgan Hill, California. Join us as we unravel the disparities between pending home sales on a national scale and the dynamic market of Santa Clara County. 📊 Key Takeaways: Analyzing the latest trends in pending home sales nationwide. Unveiling the unique factors influencing Santa Clara County's real estate landscape. Expert insights into what these divergences mea...
Jan 30, 2024•10 min•Season 2024Ep. 128
Welcome to "Real Estate Realities with The RebelBroker," your go-to podcast for demystifying all things relating to real estate, including the status of homes for sale! Join us as we navigate the dynamic world of real estate, providing valuable insights and expert analysis. 🏡 Unlock the Secrets: Delve into the nuances of home listings – from active and contingent to pending and sold. We break down the complexities, empowering you with the knowledge needed to make informed decisions. 🔍 Insider ...
Jan 17, 2024•24 min•Season 2024Ep. 116
Welcome to another eye-opening episode of "Real Estate Realities with The RebelBroker"! Today, we're diving deep into a topic that affects both seasoned and aspiring real estate agents—the real problems plaguing today's real estate professionals. Join me as we explore the notion that bad agents are made, not born. Many agents are trained to prioritize quantity over quality, a trend that leads to a decrease in overall service quality. As agents focus on increasing their transaction numbers, key m...
Dec 12, 2023•36 min•Season 2023Ep. 1211
Welcome to another edition of Real Estate Realities! Today we are covering the FHA loan for multifamily purchases that just got WAY better. In fact, it makes it possible for much easier house hacking! Don't know what house hacking is? Not sure why I am so excited about changes to a loan? Then make sure to check out todays show and realize that this could be the first step in reaching your real estate empire goals! —————————————————————————————————————————————————— ➡️ Instagram: https://www.insta...
Nov 22, 2023•18 min•Season 2023Ep. 1121
In this episode of Real Estate Realities with The RebelBroker, we delve deep into the crucial topic of compensating real estate agents when selling your home while keeping in mind the recent court case where Sellers won a $1.8 billion judgement against the National Association of Realtors and a number of real estate brokerages. Finding the right compensation structure is pivotal for buyers, sellers and agents, impacting the quality of service and the overall success of the transaction. This late...
Nov 03, 2023•30 min•Season 2023Ep. 1102
As interest rates snuggle up to 8%, we find ourselves in a place that we have not been in 23 years! An entire generation of business people, home buyers and home sellers have become comfortable with interest rates in the sub 5% range. So what will this interest rate mean for home buyers, sellers and investors? Could this be the element that finally tips the scales and causes a boost in inventory that brings down sales prices? We will explore all of that in todays podcast! ———————————————————————...
Oct 25, 2023•29 min•Season 2023Ep. 1024
Welcome to "Real Estate Realities with The RebelBroker," the ultimate destination for in-depth explorations of recent California rent control real estate law changes. With our finger on the pulse of recent California legal changes, todays podcast serves as your comprehensive guide to understanding the nuances of the ever-evolving legal landscape governing landlords, tenants, and homeowners in the Golden State and California rent control efforts that seem to grow each year. In today's show, we em...
Oct 10, 2023•43 min•Season 2023Ep. 1009
Each year I suggest that real estate investors evaluate their holdings to determine if they should sell their investment property. In todays show, we will cover the basics of this effort so you can decide if 2023 is the right time for you to sell your investment property. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Valu...
Oct 02, 2023•18 min•Season 2023Ep. 1001
Lets get a handle on the 13 BEST tips to prepare for your home buying experience! With an understanding of these tips, you will give yourself the power to engage in your home buying search in a way that will likely save you money and stress! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldb...
Aug 25, 2023•27 min•Season 2023Ep. 824
In addition to some other news, this week we review some recent escalations in the application of artificial intelligence in the real estate world that will just make it even more difficult for buyers and sellers to focus on competent real estate professionals. We also talk a little about debt profiles and what that might mean for real estate. We will also take a look at the national numbers to see where the broarder real estate market is moving. —————————————————————————————————————————————————...
Aug 18, 2023•23 min•Season 2023Ep. 817
Subprime lending is still out there, and the mainstream take on it is totally wrong. Instead of solving what causes borrowers to be subprime, the system simply bends the rules and allows those borrowers to get burdened with debt that are not equipped to manage. This leaves them very vulnerable to market shifts or other bumps in their financial road. In todays show, we chat about that but also revisit last weeks show. ChatGPT was used to write last weeks show and it was an experiment to demonstra...
Aug 03, 2023•31 min•Season 2023Ep. 802
This week we review the types of properties you will find in California. We will cover single family homes, condominiums and townhomes. What are the legal differences and what are the benefits and limits of each. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/...
Jul 26, 2023•7 min•Season 2023Ep. 724
Join me as we get a chance to sit down with Pacific Legal Foundation Attorney Christina Martin to chat about her victory in the Supreme Court in the fight to defeat state equity theft. This amazing unanimous decision by the highest court is only matched by the astonishment that this case ever needed to go to the Supreme Court of the United States in order to be defeated! We will talk about property rights and some of the other amazing victories that the PLF has managed to achieve this year, all ...
Jul 21, 2023•59 min•Season 2023Ep. 720
If you are someone trying to find the right real estate professional to help you with buying or selling real estate, AI is making your life harder rather than better. We will discuss that and how to deal with it in todays show! #ai #chatgpt Why Files video on AI - https://youtu.be/brQLpTnDwyg —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Ge...
Jul 07, 2023•25 min•Season 2023Ep. 707
The national trend, according to the headlines, is that rental rates are declining. What we are seeing here in Santa Clara County is a little different. In fact, even rental property types are seeing different performance in terms of rent growth or decline. Today, we are going to calibrate ourselves to what is actually happening in some key Santa Clara County communities. These will include San Jose, Morgan Hill and Gilroy. Whether you are a potential renter looking for a new home or someone con...
Jun 27, 2023•25 min•Season 2023Ep. 626
California has lost hundreds of thousands of residents. Tax revenues are down. Higher income earners are increasingly leaving the state. Those losses accumulate and have increased every year since at least 2017. Today we will run down the problem, how we got here and how the state government is completely botching the way forward to not just stop this gushing loss of population, but how to reverse the trend and start to attract business and people back to the golden state. Links: https://youtu.b...
Jun 23, 2023•43 min•Season 2023Ep. 622
Join me for a special interview episode of Real Estate Realities as we sit down and chat again with Brent Bowers! He is still out there crushing it through investing in vacant land. Let's walk through his strategy and give you the tools you need to get started in this segment of the real estate market. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre...
Jun 16, 2023•38 min
From home insurance to car coverage, insurance companies are deciding to just not do business in California any longer. So what has to happen to force companies to abandon a huge market? Well, despite the headlines, it is not just weather issues and corporate greed. Today, we take a look at the latest news that State Farm decided last week to stop offering home insurance in the state of California and what that will likely mean for homeowners going forward. ——————————————————————————————————————...
May 30, 2023•19 min•Season 2023Ep. 529
In this thought-provoking episode, we delve into the often overlooked drawbacks of low-income buyers availing themselves of 1% down loans. Today we will specifically be talking about the Rocket Mortgage ONE+ loan program. While these loans may seem appealing on the surface, they can harbor hidden pitfalls that can leave borrowers vulnerable. Join us as we explore the cautionary tales and shed light on the potential downsides of this financing option. Episode Highlights: Understanding 1% Down Loa...
May 24, 2023•17 min
Business bankruptcies are up 216% and we are not even half way through 2023 yet! What does this mean for unemployment and the world of real estate? Let's take a minute to chat about all that! —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 💵 Get Your FREE Home Value Estimate! - https://www.soldbyrobert.com/sellers-services/property-value-report...
May 16, 2023•17 min•Season 2023Ep. 515
The headlines today sure do seem to be sending out a positive message relating to real estate. Many tell us the great home value drop is over. The most recent numbers prove we are out of the woods. Do they really? In todays show we will take a closer look and see if we should be optimistic or not. —————————————————————————————————————————————————— ➡️ Instagram: https://www.instagram.com/rebelbroker/ ➡️ Twitter: https://twitter.com/rebelbroker ➡️ Facebook: https://www.facebook.com/whitelawre/ 🏡 ...
May 11, 2023•18 min•Season 2023Ep. 510
Fasten your seat belt folks, today we get a classice Rebelbroker rant podcast! Let's play pretend for a moment. You find yourself in a situation where you are behind on your property tax payments. You owe $5,000 dollars. One thing leads to another and the state is going to take your property and sell it to pay your tax debt. The state does its thing and sells your home for $500,000. Expecting to get a check for $495,000, you wait patiently at your mailbox for that payment. Surprise! It will neve...
May 02, 2023•35 min•Season 2023Ep. 501
Are you a responsible borrower? Have you saved diligently for that 20% downpayment on your first home? Did you educate yourself and work toward improving your credit score so that you reached your goal of a score higher than 680? Well, then the FHFA (Federal Housing and Finance Association) would like to take this opportunity to completely screw you over! How will they screw you over? With higher rates and fees! But wait, for those folks who did not save, have a poor credit score and have not ma...
Apr 25, 2023•23 min•Season 2023Ep. 424
The media at large seems very excited about FHA loans being able to be adjusted to 40 year terms in cases where the borrower is in a tight spot. But does it make sense to extend the indebtedness of someone that is already in financial trouble? Extending a mortgage out to 40 years takes all the worst elements of a loan and makes them worse. In todays show we are going to discuss this and see if we can cover the issue and come to some conclusions. Links: https://finance.yahoo.com/news/government-p...
Apr 20, 2023•27 min•Season 2023Ep. 419
In todays show we will take some time to review the latest buyer and seller sentiment data. We also take some time to consider what the data says about buyers vs what we are seeing buyers actually do in the marketplace. We will also talk a bit about thoughts relating to when to buy and what might be good options relating to taking advantage of the market now in anticipation of interest rates dropping sometime in the next year or two when the Fed starts to reduce interest rates to fight recession...
Apr 12, 2023•23 min
If you think of predatory lending as any borrowing scenario that has a high probability of causing issues for the borrower, I think that there is a good chance we should chat about the "California Dream For All" loan program from CalHFA (California Housing Finance Agency). Schemes like this are predicated on the idea that the price of real estate will continue to rise. As we all know, that is not always true. During the last downturn, nothing was more saddening than trying to help people who had...
Apr 04, 2023•25 min•Season 2023Ep. 403
If you are desperately searching to find your home or to uncover a great investment property - you just might want to consider looking for an off market property! Finding off-market homes can be a great way to gain access to properties that are not available through traditional real estate channels. These are often properties that the owner is looking to sell privately and does not want to list publicly. While it may seem difficult to find off-market properties, there are several strategies that...
Mar 22, 2023•20 min•Season 2023Ep. 321
