Feeling stuck with your money? Learn how financial coaching, accountability, and a custom budget can kickstart your debt-free journey—without shame or overwhelm. 💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership ➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck: https://www.jewlzthebudgetnerd.com/challenge 👉Work With Me: https://www.jewlzthebudgetnerd.com/workwithme...
Do money conversations with your spouse always end in a fight, a shutdown, or total avoidance? You’re not alone—and you’re not doomed . In today’s episode, we’re breaking down the real reasons why you and your partner keep clashing about money (spoiler alert: it’s not just about the numbers). Whether you’re the planner or the free spirit, the saver or the spender, you’ll walk away with practical, grace-filled tools to communicate, create shared goals, and finally get on the same page financially...
Thinking about buying a home but feeling overwhelmed by the mortgage process? In this eye-opening episode, I sit down with Kristy Bass of C2 Financial to break down the 5 most commonly asked questions mortgage lenders get —and her honest answers might just surprise you. We’re talking credit scores, down payments, interest rates, pre-approval, and what really makes or breaks a mortgage application. Kristy also shares how a little preparation can make homeownership a blessing, not a burden —especi...
You’ve cut back. Budgeted. Paid extra. So why is your debt still haunting you? In this episode, we uncover the hidden reasons your debt won’t budge and give you a real, doable plan to finally get traction. 💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership ➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck: https://www.jewlzthebudgetnerd.com/challenge...
Are you working hard but still wondering, "Why am I STILL living paycheck to paycheck?" You’re not alone—and you’re definitely not lazy. In this raw and relatable episode of The Debt Rebel Podcast , I break down the real reasons why you might feel stuck financially—even when your income seems "decent." You'll learn: 💸 Why not having a spending plan is quietly sabotaging your progress 💳 The hidden danger of using credit cards as a Band-Aid 🧠 How mental overload and lack of planning keep you st...
In this deeply personal episode of The Debt Rebel Podcast , Jewlz the Budget Nerd shares a surprising life update—her ADHD diagnosis at age 42—and how it reshaped her understanding of overwhelm, impulse spending, and budgeting struggles. She opens up about the emotional impact of years of burnout, forgotten bills, and financial shame, even as a certified financial coach with a background in economics. Jewlz dives into the systems, routines, and mindset shifts that helped her and her family pay o...
In this episode of Rebel Resets, Certified Financial Coach Julian Kohlbrand discusses how to effectively increase income by setting clear, short-term financial goals and reverse engineering a plan to achieve them. The conversation emphasizes the importance of manageable targets and practical strategies to reach those goals without overwhelming oneself. Listeners are encouraged to explore various methods to boost their income while maintaining balance in their lives. Did you find this episode hel...
In this episode, Julian Kohlbrand discusses practical strategies for increasing income without overwhelming oneself. She emphasizes the potential of renting out unused items in one's home, such as baby gear or tools, to generate extra income. The conversation also highlights the importance of serving the community by providing rental options for families in need, particularly those who are traveling or temporarily residing in the area. Julian encourages listeners to take actionable steps towards...
In this episode of the Debt Rebel Podcast, Julian Kohlbrand discusses how to increase income by teaching something you love. She emphasizes the importance of finding a passion and sharing it with others, whether through workshops, online classes, or other formats. The episode celebrates the Women Podcasters Award nomination and encourages listeners to engage with the community and support the podcast. Did you find this episode helpful? Please rate and review! Check out the Lifestyles of the Inte...
This episode is a part of a special series: How to Increase Your Income Without Burnout & Overwhelm! Grab the free download at www.debtrebelpodcast.com until May 31, 2025. I'm answering one of the most popular questions I get and celebrating the show's nomination for the Women Podcasters Award! Check out all the details at www.debtrebelpodcast.com. Mentioned in this episode: Episode 17: Hidden Dangers of Lifestyle Inflation: Can You Control It? https://www.jewlzthebudgetnerd.com/blog/episode...
Your monthly bills are negotiable—and you could be saving hundreds without changing your lifestyle.In this episode, Jewlz The Budget Nerd discusses practical strategies for increasing income without sacrificing family time or responsibilities. She emphasizes the importance of negotiating bills and exploring additional income opportunities, all while expressing gratitude for the support received from listeners. This month on the Debt Rebel Podcast, we're celebrating the Women Podcasting Award nom...
It could be anything! In this episode, Jewlz The Budget Nerd challenges listeners to turn their clutter into some extra cash. But not a whole purge the house and sell everything kind of way. Small action steps added up over time. For additional encouragement, check out Episode 26 of the show for a more in-depth interview with Special Guest, Sasha Lile, a therapist and clarity expert. https://www.jewlzthebudgetnerd.com/blog/episode26 Grab your free download and vote for the podcast during the mo...
Want to increase your income without sacrificing your sanity or family time? In this episode of The Debt Rebel Podcast , Jewlz shares how to create a low-effort digital product—like a checklist, planner, or workbook—that solves a specific problem and sells on repeat. Learn how she uses Canva and platforms like Podia to create simple, scalable products that bring in extra income without burnout. Plus, grab your freebie: 15 Ways to Increase Your Income Without Burning Out ! 🎉 🔗 Vote for the podc...
Got 5 minutes and one skill? That’s all you need to start freelancing today. Feeling stretched thin but need to bring in some extra income? In this Rebel Reset episode, I’m sharing how you can start freelancing with zero fancy tools, no logo, and just five spare minutes a day. Whether you're great at editing, admin tasks, or proofreading resumes—this is about taking action now , not waiting for “someday.” Tune in for step-by-step tips to get your first offer out into the world, even if you're ju...
In this episode of the Debt Rebel podcast, Jewlz The Budget Nerd introduces a special series focused on increasing income. She emphasizes the importance of time management and encourages listeners to audit their time to identify opportunities for generating extra income. Jewlz provides actionable steps and resources to help listeners maximize their time effectively. Voting for the Women Podcasting Award runs May 1-May 31st, 2025. Link to vote and snag your free download: www.debtrebelpodcast.com...
In this conversation, Julian "Jewlz The Budget Nerd" discusses the significant impact that news headlines can have on personal financial decisions. She explores the psychology behind how headlines are crafted to elicit emotional responses and the importance of being mindful when consuming information. The discussion emphasizes the need for a solid financial plan to mitigate impulsive reactions to headlines and encourages listeners to seek diverse sources of information to make informed decisions...
In this episode, Julian Kohlbrand discusses the importance of effective budgeting and shares her favorite budgeting method, the EveryDollar app. She emphasizes that the best budget is the one that works for you, highlighting the app's features such as zero-based budgeting and customizable categories. Julian also encourages listeners to find a budgeting method that fits their lifestyle and offers support through her financial coaching program. EveryDollar App Check out The Alliance and get the ac...
In this episode, I sit down with serial entrepreneur Bill Adams and we talk about the twists and turns of life. From joining the military to building incredible experiential retail businesses loved by many. You'll hear why he does it, what he's learned along the way, and what matters most if it all falls apart tomorrow. Check out Fireside Surf on Instagram: https://www.instagram.com/firesidesurftx/ About Bill Adams: Bill currently designed, built, owns and operates Fireside Surf, a Citwave surf ...
In this episode of the Debt Rebel Podcast, Julian Kohlbrand shares her personal reasons for not owning an iPhone, emphasizing intentional spending and financial awareness. She discusses the financial implications of phone ownership, comparing the costs of iPhones versus non-iPhones, and encourages listeners to evaluate their own spending habits. The conversation highlights the importance of making informed choices that align with personal values and financial goals. Learn more about coaching wit...
In this episode of the Debt Rebel Podcast, Julian Kohlbrand discusses the importance of budgeting and planning for both expected and unexpected expenses. She emphasizes the need for families to create a budget that aligns with their values and priorities, while also preparing for seasonal expenses and emergencies. The episode includes practical tips for managing finances, planning for spring activities, and maintaining home and vehicle upkeep. Julian shares a five-day budgeting challenge designe...
In this episode, Julian Kohlbrand interviews Jennifer Zuver, a financial advisor with a passion for helping others navigate their finances. They discuss the importance of financial planning, the impact of childhood money lessons, and the necessity of having a will. Jennifer shares her personal experiences with financial challenges, including a health crisis that required careful financial management. The conversation also touches on common mistakes parents make regarding finances and practical s...
In this episode, Jewlz The Budget Nerd addresses a couple of commonly misunderstood numbers and how they affect your financial life. She gives it to you straight with no fluff in this Rebel Reset. Want to learn more about Jewlz The Budget Nerd and how she can help you make sense of your personal finances? www.jewlzthebudgetnerd.com Have questions like the one asked in this episode, send Jewlz The Budget Nerd a DM on Instagram www.instagram.com/jewlzthebudgetnerd . Or schedule a free coffee chat....
In this episode, Julian Kohlbrand reflects on the journey of becoming debt-free, celebrating the anniversary of their home purchase. She shares personal stories of financial struggles, the importance of financial organization, and the lessons learned from home ownership. Julian emphasizes the need for a shift in financial perspectives and encourages listeners to acknowledge their own achievements, no matter how small, in their financial journeys. Connect with Jewlz on Instagram: www.instagram.co...
In this episode, Julian Kohlbrand, Jewlz The Budget Nerd, discusses how to effectively manage surplus cash, particularly tax returns. She emphasizes the importance of building an emergency fund and introduces the debt snowball method as a strategy for debt elimination. Additionally, she highlights the value of community support and coaching in achieving financial goals. You might also enjoy: Episode 29: Conquer Debt and Design Your Dream Life Episode 21: From Roasted Garlic Sugar Cookies to Fina...
In this episode, Julian Kohlbrand hosts a dual guest episode featuring Nonna Mikat and Katie Pursey, co-owners of Just Between Friends (JBF) in Kitsap County. They discuss the benefits of consignment shopping, the community impact of their business, and how it helps families save money while promoting sustainability. The conversation also covers misconceptions about secondhand shopping, tips for becoming a consigner, and the unique model of JBF that empowers consignors. Connect with Just Between...
What If You're Not Actually Bad With Money? Just Financially Disorganized? This episode will walk through some signs you might be financially disorganized and ways to get on the right track ASAP! A must-listen episode if you're tired of wasting money and just need a system that allows you to manage your money instead of it managing you! Mentioned in this episode: Episode 20: Debt Repayment Delegation? Free Credit Report EveryDollar App Get Your Debt Rebel Starter Kit and more at www.jewlzthebudg...
Life is full of unexpected twists—some amazing, some... not so great. If you're facing financial uncertainty, job loss, or reduced income, this episode is packed with real-life strategies to help you stay afloat and regain control. In this episode, I share: ✅ My personal story of navigating financial hardship after job loss ✅ What a "survival mode budget" looks like and how to create one ✅ How to cut expenses, save money, and avoid relying on credit cards ✅ The importance of identifying YOUR ver...
Ever wonder why you keep falling into the same money habits, even when you want to change? In this episode of the show, I dive into the psychology behind our financial choices, exploring how emotions and past experiences shape our spending. You'll learn how to identify harmful money patterns, swap them for positive financial habits, and set yourself up for long-term success. Plus, I’ll share actionable tips to help you automate good habits and stay accountable. Tune in and take control of your f...
I share my insights on how to maintain a loving relationship while navigating financial challenges. Why it's important to budget for special occasions like Valentine's Day, the significance of open communication about finances with a spouse, and creative ways to spend quality time together without overspending. I also emphasizes why I think relationships should be prioritized over strict financial rules, and that compromise and understanding are key to a successful partnership and financial futu...
In this episode, Jewlz The Budget Nerd takes you behind the scenes of the new Alliance Coaching Membership and helps you plan your February budget like a pro! 💰 Learn how to prepare for seasonal expenses like Valentine’s Day, Super Bowl parties, higher utility bills, tax season, and spring break travel —without breaking the bank. Discover practical tips to stay on track, automate savings, and make intentional financial decisions that align with your goals. Ready to break the paycheck-to-paychec...
