Million dollar homes are getting more attention. Setting up savings for life events. Getting prepared to pay for college. The benefits of working with a financial advisor. How much does it cost to stage a home and is it worth it? What the future of remodeling could look like. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with luminate home loans at 612-202-8321 as well as Corey Schmiedeberg from Midwest Mone...
Jun 28, 2025•40 min
Price reductions are becoming more prominent in the housing market. Who should be involved in a home inspection? What to know about a seller's disclosure. The basics of landlord insurance. What is needed to get into the insurance business. What makes a city a more desirable place to live? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with Luminate Home Loans at 612-202-8321 as well as Reuben Saltzman from St...
Jun 21, 2025•36 min
Homes on the market are seeing more price reductions as interest rates remain high. How big of an impact does a new garage door have on the resale value of your home. What projects can have the biggest improvement on resale value? What are the pros and cons of selling a home “as is” versus doing big improvements before it hits the market? Investment property advice. Help the O’Neill Foundation of Hope at oneillhope.org. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus....
Jun 07, 2025•39 min
Why it is not always a bad idea to buy a home when interest rates are higher. The work that goes into being a home inspector. Requesting a realtor. Do real estate agents have a distance range where they work? How to navigate the market with low inventory and high prices? What projects should be getting done around the house as summer arrives? When to know if a house is priced appropriately. Help the O’Neill Foundation of Hope at oneillhope.org. Any questions ask Ryan O'Neil and Scott Wollmering ...
May 31, 2025•38 min
If you have any questions regarding your home selling process - we might have the answers as we sift through the top ten home selling killers that could be getting in the way of that big sale! Also we go through some of the listings, an update on the market and much more! If you have any questions with your home buying or selling process you can contact Ryan O'Neill and Scott Wollmering of Re/Max Advantage Plus at 612-294-6949 Mike Ouverson with Luminate Bank just visit goluminate.com or call Mi...
May 24, 2025•36 min
There does not seem to be any indication that interest rates will be coming down soon but it does not mean buyers should wait to get into the market. Home financing tips in a volatile market. How much money should be set aside for retirement? We learn about the PM Network and how they could help if you’re planning to remodel your home. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with Luminate Home Loans at...
May 17, 2025•39 min
The average cost for a home continues to rise. Rent is also getting higher which can impact savings for hopeful homebuyers. Multiple offers are still being seen in this market. How to handle an overpriced home. What if an agent underprices a home? Digging into divorce and real estate. Why the insurance industry is facing challenges at the moment. Confirm what your homeowners insurance covers. Support the O’Neill Foundation of Hope at oneillhope.org. Any questions ask Ryan O'Neil and Scott Wollme...
May 10, 2025•39 min
How divorce in a marriage can impact real estate and the buying and selling process for homeowners. 61% of all divorces create a home sale. How does divorce impact your loan and other finances tied up in a home? Some worst case scenarios when sorting out your home after a divorce. It is deck safety month and we learn about what to look out for to make sure your deck is up to code. As we enter the rainy months in Minnesota, what should be inspected around the house to avoid issues? What to know a...
May 03, 2025•36 min
What is causing more activity in the current real estate market? Do all condos allow pets? Why it's important to review an HOA agreement before committing to a home. How to find the right realtor to fit your needs. What to consider when subdividing a lot. How does a death in a home impact its value? What is a short sale? Why real estate is like a marathon. Advice for hopeful homebuyers who cannot afford a home at the moment. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage ...
Apr 26, 2025•36 min
A better economy does not translate to lower interest rates or lower home prices. The impact a global economy has on interest rates in The United States. What to know when getting your home appraised. Is it possible for a home title to be stolen? Is title insurance worth it? The perks of a home inspection. How to approach a multiple offer situation? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with Luminate...
Apr 19, 2025•35 min
The market continues to see historically low inventory and is causing issues with mortgage rates. Maximizing the resale value when remodeling a bathroom. What home projects get the biggest return value for resale? Can fixing and flipping a home be done in the current housing market? What does “sleeving” mean in real estate terms? Learn more about The O'Neill Foundation of Hope at oneillhope.org. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus.
Apr 12, 2025•36 min
We are entering a multiple offer market again. The causes behind it and how to best position yourself as a buyer and seller. How tariffs could impact the housing market. What does the drop in the stock market mean for financial planning? What to know before setting up an open house? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with Luminate Home Loans at 612-202-8321.
Apr 05, 2025•36 min
Looking into what is causing the sudden surge in the housing market. Why insurance rates continue to rise. Scott has a buyer that is looking for a parking lot for the first time. What are people looking for when buying an investment property? There is still not as much selling going on in the market. How to improve your credit score if you’re looking to buy a home. Tips for buying a condo. Do high end appliances make a difference in resale value? What to know about about a 1031 exchange. There i...
Mar 29, 2025•35 min
The new median price for a new construction home in the Twin Cities hits a new high. The market is becoming more competitive. What is a contingent offer and when it should be considered? Why are permits necessary for remodeling? Does new construction need a home inspection? How to get more life out of your water heater. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 and call Mike Ouverson with Luminate Home Loans at 612-202-8321 as...
Mar 22, 2025•37 min
There is pressure everywhere on the market if you’re a buyer or seller. Interest rates continue to be stubborn. Predicting where the rates may go this year. Doing a market analysis on a prospective home. What to know when considering a new construction home versus a previously built home. The importance of highway access. The differences in land value. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949 And call Mike Ouverson with Lumin...
Mar 15, 2025•37 min
It is that time of year where the spring market has arrived - we dive right into that. We go over some of the pros and cons of co-ops! Mike Ouverson has the latest on rates having a slow but steady decline. Also Connor Thielfoldt with Midwest Money Management joins as this past week hit some bumps in the road with the market! We provide some of the latest featured listings and also provide everyone with an update on the market! If you have questions regarding your home buying or selling process ...
Mar 08, 2025•37 min
An economist predicts interest rates will be around 2 percent this year. What decisions would you make if that turned out to be true? The volume of homes on the market continues to be low. Over priced homes are sitting on the market longer than before. What to know about paying commissions. What to look for when checking your smoke and carbon monoxide detectors for reliability. What to do with all the stuff in your house? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plu...
Mar 01, 2025•39 min
We begin the show with the latest on the market including some struggles with interest rates this past week! Mike also shares the latest exciting news with Luminate Bank. We tackle some questions and concerns when it comes to home loans, the pros and cons of contracts for deeds and give some of the top listings currently on the market! If you have questions regarding the value of your home, being a first time home buyer and everything in between you can reach the Minnesota Real Estate team wheth...
Feb 22, 2025•39 min
What will help bring interest rates down? How the fires in California could impact insurance rates in Minnesota. Tips on saving money on your insurance. What does it mean to be self insured? What to know if you’re thinking about selling your home as is? Reviewing the Super Bowl halftime show. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And call Mike Ouverson with Luminate Home Loans at 612-202-8321 as well as Brad Sanford from ...
Feb 15, 2025•35 min
Inventory remains very low in the Minnesota housing market but it remains a good time to be a seller. The impact on the market after the real estate commission rule change. What to know about VA loans. Super Bowl predictions and market predictions. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949.
Feb 08, 2025•35 min
Will interest rates level off in 2025? What is the outlook of the upcoming Spring market? Will inventory go up soon? How a seller can stay competitive in the market. Mike has a program that can help sellers. Listings are up in other states, why not in Minnesota? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And call Mike Ouverson with Luminate Home Loans at 612-202-8321
Feb 01, 2025•35 min
Interest rates take a small dip this week. Inventory continues to be light. It is one of the best times to be a seller in today's market. What to know about asking a seller to pay the closing costs. What does the cabin market look like right now? What to know about investment properties. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949.
Jan 25, 2025•36 min
The Minnesota Real Estate Holiday party was a success. How to know when you found a good realtor. New listings are down significantly in the Twin Cities this week. Interest rates are staying high and buyers may have to get used to it. Perks of getting a job into the trades. Remember communication is critical in real estate. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And call Steve Grohn from Standard Water 651-955-9240
Jan 18, 2025•36 min
Realtor Jennifer Tischleder and Corey Schmiedeberg from Midwest Money Management join the show. Interest rates continue to go up and we expect they could go higher this year. Buyers are struggling with inventory on the market. It is still a good time to buy a home ahead of the spring buying season. What could the deal breakers be with your home if you waive an inspection. What to know if you are considering buying a new construction home. Any questions ask Ryan O'Neil and Scott Wollmering of Re/...
Jan 11, 2025•36 min
Where are the hot cities that keep growing in Minnesota? Looking out of state for a home. What to consider when browsing home in a new area. How important is an owner's policy for a rental home? What is the average age for a first time homebuyer? Debt to income ratio factors that are delaying first time home buyers. A little football talk. Insurance companies expect you to take care of your home. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 6...
Jan 04, 2025•34 min
Thanks to everyone who came to Ryan’s concert! Recapping the year for the housing industry and looking forward to 2025. Interest rates do not need to come down to buy a home. What to know before committing to a home inspection. Disclosing what may be wrong with your property. What will interests look like next year? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And Mike Ouverson with Luminate Home Loans at 612-202-8321 as well as...
Dec 28, 2024•35 min
The federal reserve announced they will be lowering interest rates and will dial back the amount of cuts next year. Will this impact the housing market? Right now is still a great time to buy a home. What will the spring market look like? The housing supply needs to get better for prices to come down. The importance of maintaining a basement in your home. Is radon mitigation right for your home? Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 61...
Dec 21, 2024•35 min
Dealing with stubborn interest rates. How could they come down? What makes it a balanced market in the Twin Cities? Why now is a good time to buy a home. Disclosing issues with a house. Real estate predictions for 2025. How home appreciation works. The changing entry level home price. Why routine maintenance can go a long way. Investment property tips. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And call Steve Stalock of WIN Ho...
Dec 14, 2024•36 min
Mortgage rates go down a bit but is it enough to have a big impact on the market? The last day for tax-loss selling is coming up. What young people need to know about investing. Why a 30-year mortgage is a good idea. Home equity risks. Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can reach them at 612-294-6949. And call Adam Hartung of Midwest Money Management you can contact him at 952-895-1055.
Dec 07, 2024•38 min
The average price of a home continues to go up. Talking about the price point when preparing to put your home on the market. Does it make sense to hold an open house? How to evict a tenant. Property taxes are rising across the state. How a first time buyer can overcome rising costs. Support the O’Neill Foundation of Hope https://www.oneillhope.org/ check out Ryan’s holiday shows https://www.pianobrothers.com/ Any questions ask Ryan O'Neil and Scott Wollmering of Re/Max Advantage Plus. You can re...
Nov 30, 2024•40 min
