Ben and Pete explore the true costs of owning a car, from financing and depreciation to fuel, maintenance, and tax. They compare buying new versus used and unpack Aussie car trends, road safety, and environmental impacts. Pete also reflects on financial contentment and how our choices shape our lives. Key Takeaways: Consider comprehensive costs of car ownership, from purchase to maintenance and eventual resale or trade-in value. Weigh the benefits of new versus used cars, especially in light of ...
Jul 01, 2025•15 min•Season 8Ep. 5
Will Ben be convinced by the building metaphor that Pete is workshopping? See what you make of constructing your finances one block at a time. Consider the consequences for greed and legacy when you stack up "savings bricks". Key Takeaways: Savings Bricks Concept : Visualising savings goals as "bricks" to build a wealth wall can help break down daunting financial objectives into smaller, more manageable pieces. Building Habits : Establishing regular savings habits is essential, even if contribut...
Jun 24, 2025•17 min•Season 8Ep. 4
Joni asked Pete and Ben to get stuck into the family affair of working out if your kids with jobs need to stump up. So they did, diving deeper than their kneejerk response of "YES". Growing up with the expectation of paying board, Pete and Ben acknowledge the changed landscape of home ownership and accessibility. But the life lesson of paying board remains, as well as the opportunity to live out biblical principles of respect. Key Takeaways: Financial Responsibility: Charging board teaches young...
Jun 17, 2025•21 min•Season 8Ep. 3
Key Takeaways: Micro-giving Explained: The concept involves making small, yet frequent, charitable donations that collectively make a significant impact. Balance Giving Priorities: We are encouraged to assess whether to direct funds to our churches or to immediate relief efforts, reflecting broader spiritual and community priorities. Create a Giving Portfolio: Similar to investment diversification, this strategy helps allocate donations across numerous causes to maximize impact. Practicality Ove...
Jun 10, 2025•20 min•Season 8Ep. 2
Season 8! And you thought Season 7 was the top of the mountain. Get ready to level-up with your favourite account Pete Burrows and his sidekick Ben, as they continue to help our finances from a faith-filled perspective. Just in time for Tax Returns 2025, Pete gets stuck into what we need to know this year, how to work out what to claim, and why no-one should be "lax with tax". Key Takeaways: Avoid filing taxes too early before receiving finalised financial documents. Understand what is tax-deduc...
Jun 03, 2025•18 min•Season 8Ep. 1
Thanks for being part of the Money: Faith & Finance movement. Next season we're diving into these topics: Exploring Legacy, Financial Sacrifice, and Community Support Tax Time Tips and Changes in Australia Should Adult Children Pay Board While Living at Home?? Exploring Car Costs and Environmental Impact Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and indiv...
May 27, 2025•6 min
Overtime. We all do it. Many of us don't get paid extra for it.So, should you do any? What about the RIGHT TO DISCONNECT?? What are reasonable expectations for salary employees, wage workers, and business owners? Pete and Ben consider this prickly aspect of earning as living costs rise. Got a question for the Money Men? Send it through at hopepodcasts.com.au . Ben and Pete will get stuck into it on a future episode. Pete Burrows is an accountant for small business and individuals with Lower Russ...
May 20, 2025•22 min
Key Takeaways: Cozy Fizz Explained : Or how the rising cost of living impacts luxury items and discretionary spending. Wants vs Needs : Working out what is essential. Economic Pressures : Small businesses, particularly in niche markets, must consider the particular sting of inflation and other financial factors. Strategic Spending : Tips for managing finances by balancing quality purchases with affordability and necessity. Notable Quotes: "The more money you spend on vanity, the less money you'v...
May 13, 2025•25 min
Before we get to Season 8, here's an oldie but a goodie from Season 3. In case you missed it... A lot of us don't like to talk about money and church. But that's not Ben and Pete. They dive headlong into the biblical (yet divisive) universe of giving to your local church. The angle they take is not what you expect. The offerings they bring, though, are right up your alley because Ben and Pete discuss how you can give AND why. Share this with your church family to help you wrestle with the method...
May 07, 2025•18 min
About Our Guests: The Bottle Kids - Colette, along with her children Romario, Valentina, Giovanni, and Isabella, share their inspiring journey of entrepreneurship and philanthropy. The family has gained recognition for their innovative approach to recycling through the Return and Earn scheme, which has been lauded by Keep Australia Beautiful , The Sunday Telegraph , and their local community. See them channel their inner Barefoot Investor as they explain what they did together to be able to save...
Apr 01, 2025•18 min•Season 7Ep. 9
Did you see this? The Australian Financial Review presented an attention-grabbing overview of the struggle between spending on a wedding and spending on a house deposit. Pete and Ben take this stark contrast in financial priorities and discuss what should we do when major events and moments compete. Beyond the wedding/house deposit scenario, are we also considering the value of what the wedding is all about – the marriage being entered into? Key Takeaways: Aim to spend within your means on a wed...
Mar 25, 2025•16 min•Season 7Ep. 8
Join the Money: Faith & Finance Youtube Page! Key Takeaways: Reconsider the significance of Easter in your financial planning, much like how you budget for Christmas. Explore ways to celebrate Easter meaningfully with lunches or dinners, involving family and friends. Consider alternatives to Easter spending, like creating your own decorations or planning holidays well in advance to save money. Reflect on Easter as a time to relax and unite with family, focusing on the significance of Jesus r...
Mar 18, 2025•13 min•Season 7Ep. 7
MEET OUR GUEST: Roger Montgomery has more than three decades of experience in funds management, equities analysis, trading, and stockbroking. He is the founder of Montgomery Investment Management , a boutique Australian investment firm catering to individuals, families, and their advisors. Roger is also the author of " Value.Able ," a guidebook for the stock market aimed at successful investing for the next generation. Beyond his professional endeavors, Roger regularly appears on ABC Radio, ABC ...
Mar 11, 2025•18 min•Season 7Ep. 6
Want quick, relevant advice for every stage of your life? Fantastic. You've come to the right place, as Ben and Pete ask seasoned finance expert Roger Montgomery to share his top tips for success. Broken down into different ages, Roger's No. 1 suggestions is a rapid-fire list you can instantly act upon. PLUS: Roger reveals how Jesus specifically shapes the core of his approach to money. MEET OUR GUEST: Roger Montgomery has more than three decades of experience in funds management, equities analy...
Mar 04, 2025•22 min•Season 7Ep. 5
Hope Breakfast co-host Danniebelle Whippy returns to the podcast to discuss her own experience of many generations living under the one roof. Danniebelle gets personal about how her family shares costs, plans and financial strains. With housing affordability being an ongoing issue in Australia, Danniebelle presents the best and not-so-best of households which open their doors to more family members (or friends). We love your questions. Contact the Money: Faith and Finance team and we will aim to...
Feb 25, 2025•26 min•Season 7Ep. 4
Join the Money: Faith & Finance Youtube Page! Have you asked any financial questions this week? So hard to get good, reliable answers. Right? If only we had a reliable source... Ah, yes! Pete Burrows ! In this ep, Pete discusses the value of adult kids paying board, strategies for turning side hustles into full-time ventures, and tips for teaching kids about saving. We also unpack the real implications of terms such as "strong economy" and Pete clarifies common tax misconceptions. Whether yo...
Feb 18, 2025•20 min•Season 7Ep. 3
OK, try this on for size: are we devoted to what we buy? Does what we spend on demonstrate something about what we prioritise, value and – wait for it – worship? Hope Mornings Ben McEachen and "everyone's favourite accountant" Pete Burrows challenge us all, including themselves, to do an important audit. Are we in any danger of our lives being owned by what we buy? Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we w...
Feb 11, 2025•16 min•Season 7Ep. 2
Join Ben and Pete on the 7th season of Money: Faith and Finance as they explore strategies for building wealth across various life stages. With insights into managing HECS debt, the importance of superannuation, and investing when young, they address financial challenges which we all confront. They discuss how lifelong financial habits shape wealth and consider the balance of current and future financial planning. Key Takeaways: Focus on your current financial circumstances but always consider f...
Feb 04, 2025•17 min•Season 7Ep. 1
Key Takeaways: Christians, like everyone, face daily financial struggles due to inherent human imperfection. Financial accountability and transparency are crucial for churches and organizations to maintain trust and compliance. Personal financial management can be improved through humility, seeking advice, and being open to mentorship. Overcoming fear of perceived greed is necessary to achieve effective financial stewardship. Practical tools like financial software and accountability partners ca...
Jan 29, 2025•26 min
Key Takeaways: Retirement planning should begin as early as possible, ideally 20 years in advance, to maximize compounding interest and financial security. Financial guidelines suggest retiring with an income of half to two-thirds of one's working salary to maintain a comfortable lifestyle. Superannuation in Australia is a foundational retirement saving tool, but additional voluntary contributions are recommended for comprehensive coverage. Housing remains a significant consideration in retireme...
Jan 22, 2025•19 min
One of the top episodes in time past! It's a cracker and would love you to consider tithing in 2025. Should we even do it? We already give a huge chunk of our pay to tax, 10% to GST and another 10% to ...God? Key Takeaways: Understanding Tithing : Tithing originates from a Hebrew word meaning "one tenth," often interpreted in religious contexts as giving 10% of one's income or assets. Historical vs. Modern Practice : While traditionally a biblical mandate, particularly under Old Testament law, t...
Jan 15, 2025•23 min
A replay from the archives but the advice given still is so relevant in 2025! Glen James from My Millennial Money (now Money Money Money ) shares on personal finance and life values, focusing on millennial money management, the impact of social media, and career advancement tips from Glen's book Sort Your Career Out . Discover why aligning financial habits with your core beliefs can lead to prosperity, and learn practical advice on consumer debt, spending wisely, and investing in yourself. Key T...
Jan 10, 2025•30 min
Key Takeaways: Generosity's Broader Impact : Giving is not just about finances; it encompasses time, effort, and resources, enriching both giver and receiver. Cultural Reluctance : There is often stigma associated with asking for help, particularly financially, which can prevent people from seeking support. Financial and Spiritual Interplay : Act of giving aligns with core biblical teachings, fostering spiritual growth and community connection. Return on Intent : The benefits of giving lie in it...
Dec 22, 2024•18 min•Season 6Ep. 8
Wow. Turns out you might have lost treasure (ie, money) and you didn't know. Good thing "Pirate" Pete Burrows and first mate Ben McEachen are here to help you find your forgotten funds. Key Takeaways: Individuals often lose track of finances due to outdated personal information and inattention to accounts such as superannuation, resulting in billions of unclaimed dollars. The Australian Securities and Investments Commission (ASIC) provides tools like MoneySmart.gov.au to assist in reclaiming los...
Dec 18, 2024•17 min•Season 6Ep. 7
Joining us again is financial planner Hamish Ferguson, founder and director of Vison Newcastle . Hamish and Money' s chief accountant Pete Burrows are often approached for financial assistance that the other profession provides. Given how popular and prominent accountants and financial planners are, Pete and Hamish set the record straight in this episode. They discuss similarities between accountants and financial planners, the main differences, and the benefit to you when you decide who you nee...
Dec 10, 2024•17 min•Season 6Ep. 6
Ben and Pete dive into the world of financial toolkits, discussing essential elements including budgeting and building a supportive team of financial advisors. They explore how your toolkit can evolve with life stages and personal preferences, emphasising the importance of distinguishing between tools and toys in financial planning. Key Takeaways: A financial toolkit is personalised and should evolve as one progresses through different life stages. Budgeting is foundational—understanding and man...
Dec 03, 2024•18 min•Season 6Ep. 5
What a question. Pete and Ben know how we all can wrestle with trusting God. When it comes to what we need and ask for, how much should we expect? Using our finances as an example of God's provision, Ben and Pete turn to the Bible, personal experiences and observed outcomes to examine the pointy end of reliance, faith and resources. Join the Money: Faith and Finance Group on Facebook here! We love your questions. Contact the Money: Faith and Finance team and we will aim to get back to you in a f...
Nov 26, 2024•19 min•Season 6Ep. 4
You are going to want to take notes. Pete provides plenty of ways to cut costs – by letting us know what we should be auditing every year (or more often). Key Takeaways: Annual financial checkups are essential for effective money management and should involve reviewing all expenses and bills. Proactively asking for better prices or researching provider alternatives can lead to significant savings without sacrificing quality. Understanding the importance of balancing time versus potential financi...
Nov 19, 2024•17 min•Season 6Ep. 3
Ever been on hold with a call centre about a financial issue that you didn't create? When you finally get through, did things get better – or worse? Our special guest, influencer Jordana Brown ("That British Girl"), had a stressful situation with Centrelink that went viral. She tells Pete and Ben about trying to navigate bureaucracy, standing up for what's right and how faith and kindness improve terrible exchanges. Jordana Brown is an influential social media personality known as "That British ...
Nov 13, 2024•27 min•Season 6Ep. 2
Why do we pay tax? Should we? How much? The Bible instructs about tax? Welcome to the Tax Episode you have been waiting for and it's finally arrived. Applause. Key Takeaways: Taxes are the financial backbone which support essential government services such as schools, hospitals, and infrastructure. The Australian tax system is progressive – higher-income earners pay proportionally more. This allocation of resources from those who can afford to contribute more can be viewed as a fair system. Opti...
Nov 06, 2024•21 min•Season 6Ep. 1
