Happy New Year Gang! It’s 2025 and it’s the perfect time to start the year off right by investing in the life you want to live this year. One of the things that should be at the very top of your list is repairing your credit. And I get it, it can be easier said than done but that’s why I’m making it super easy for you this year! So on this episode we are getting back to the basics and diving in on the exact steps you need to make to repair your credit this year. And I’ve taken it a couple steps ...
Jan 03, 2025•18 min
Let’s talk about getting approved for a new car! With the new year coming up a lot of us may want to upgrade our ride but maybe we can’t because we have some things holding us back like our credit or our finances. Well on this episode we can fix that because I’m giving you 5 major moves to get laser focused on to almost guarantee you get approved for that new car! So come on in, kick back, and let’s get to work y'all! Be sure to leave a review and let me know if you’re enjoying the podcast https...
Dec 05, 2024•17 min•Season 1Ep. 53
Hey it’s almost the end of the year and I think that’s the best time to gain a lot of momentum and seriously improve our credit before a new year starts! But let’s face it we are all busy people so you have to spend your time wisely so on this episode we are talking about the 3 best things you should focus on right now to repair your credit and make the biggest impact with your busy schedule! If you follow these 3 tips YOU WILL make serious progress!!! Come on in and let’s get to work y'all! Be ...
Dec 03, 2024•18 min•Season 1Ep. 52
Are you just fed up with life not going the way you want? Like living with bad credit, living paycheck to paycheck, and just feeling like you’re making no progress at all? If so, this is the episode for you and this is the episode where you turn things around finally Let’s get our money back on track so we can get our credit back on track Come on in and let’s get to work y'all! Be sure to leave a review and let me know if you’re enjoying the podcast And check out new video episodes on our YouTub...
Nov 30, 2024•13 min•Season 1Ep. 51
Are you sick and tired of having a low credit score? And are you tired of the years passing you by and you still haven't accomplished your goals because of your low credit score? Well, if you're finally saying enough is enough then this episode is for you In this episode you will learn 1. Strategy for getting your bills caught up to increase your score 2. How to know which negative items to dispute that will give you the biggest increase to your credit score 3. How to make the biggest impact wit...
Sep 22, 2024•20 min•Season 1Ep. 49
I’m answering YOUR credit questions every week in the Credit Repair Hangout now so let’s kick it off with our first Q&A from a loyal listener and that question is “Does credit repair REALLY work? If you’ve been on the fence confused because there is so much information and misinformation online about credit repair then this is the episode for you. Come on in and let’s talk about it! Be sure to leave a review and let me know if you’re enjoying the podcast And check out new video episodes on o...
Sep 10, 2024•12 min•Season 1Ep. 49
Here is something I’ve learned from years of helping people fix their credit plus the years of myself living with bad credit. What I’ve learned is that no one is coming to save you.. no letter, no credit repair company, no person you meet is going to go as hard for you to get a better life than you will for yourself. And that’s a fact! So on this episode let’s explore what it takes to step up for yourself and get the credit score and life we deserve! Be sure to leave a review and let me know if ...
Sep 02, 2024•9 min•Season 1Ep. 48
Yo, would it be useful to know how to get $50 - $100K in business funding that you can use to start, scale, or grow your business? If your answer is yes then this is the episode for you! Because we have none other than Colin Brown, owner and founder of BCU (Business Credit Unlimited) in the hangout today to go more in depth on how you can get the money you need for your business.. even if it’s brand new! So hangout with us while we have a dope and educational convo on the steps you need to be ta...
Aug 27, 2024•54 min•Season 1Ep. 47
Have you ever heard the saying “Death by 1,000 cuts”? Where it talks about how so many small cuts over time could lead to your demise. Well I’ve learned that this can be very true for your credit as well. So many small mistakes (Cuts) could lead to Bad Credit! And on this episode I’ll dive into a very real and recent example of this and how you can prevent it! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in the e...
Jul 15, 2024•13 min•Season 1Ep. 46
Hey if you’re trying to repair your credit on your own and need some tips to make it way easier and stop you from overthinking then this episode is for you. I have 3 very important things to remember that you need to know so come on in and let’s dive right in! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in the episode then go here to get it https://linktr.ee/thecreditrepairhangout And, lastly Subscribe to our ne...
Jun 24, 2024•18 min•Season 1Ep. 45
We may think they are the same sometimes but Building Credit vs Repairing Credit is two different things actually. But when you do the right things to build your credit while repairing it at the same time.. that’s when the real magic happens! So if you’d like to know how to do it then come on in and enjoy the episode! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in the episode then go here to get it https://linkt...
Jun 18, 2024•17 min•Season 1Ep. 44
Ever heard any of the Credit Karma jokes over the years? You know “Credit Karma scores are trash” or “Don’t play yourself liking at Credit Karma thinking you gonna get approved for something” I mean I’ve heard hundreds of Credit Karma jokes. But is Credit Karma really trash though or is it actually a helpful resource to repair your credit? That’s the question for the day so if you’d like to hear what I think about it then come on in and enjoy the episode! Also, if you want to purchase my best di...
Jun 14, 2024•11 min•Season 1Ep. 43
I think one thing that’s on almost everybody’s goal list in life is to buy their first home right? But unfortunately if you have any kind of credit issues it may not be as easy for you than it will be for everyone else. If you don’t have the credit score you need to qualify then no bank is going to want to lend you hundreds of thousand of dollars to buy your first home. So on this episode let’s talk about what it needs to look like to fix your credit in order to get across the finish line so you...
Jun 02, 2024•21 min•Season 1Ep. 42
I had a client that signed up for credit repair 2 months ago at a 505 score and he is now at a 685 score! On this episode I want to tell you exactly what was hurting him and exactly what I did to improve his score so that hopefully you can copy this and help yourself or someone else. I’ll break it all down on the episode and it was easier than you think! So come on in and let’s talk about it! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for ...
May 21, 2024•13 min•Season 1Ep. 41
Ever heard the saying Defense wins Championships? If you’re into sports we all know this to be a true statement. But guess what.. playing defense with your credit is the way to really win when it comes to repairing your credit as well! I’ll break it all down on this episode. So come on in and let’s talk about it! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in the episode then go here to get it https://linktr.ee/...
Apr 17, 2024•16 min•Season 1Ep. 40
Today’s episode topic is very serious because we are taking about overcoming depression, more specifically depression caused by bad credit (Yes, that is definitely a thing) And it is more common than you may think. People usually suffer in silence unfortunately but no one deserves to battle through this alone. So on today’s episode I will be diving I go this topic and providing some actionable steps that if followed can pull you out of depression and help you live the life you deserve while on y...
Apr 08, 2024•15 min•Season 1Ep. 39
Hey, one thing I’ve learned over the years is that collection accounts suck! And they suck even more when you decide to do the right thing and pay them off but then they still don’t get removed from your credit report!!! Like, are you forreal? It’s almost like a gut punch to hand over your money and then your credit score doesn’t even increase. But hey, you still have options to get those paid negative collection accounts deleted and that’s exactly what we are talking about on today’s episode. S...
Apr 01, 2024•14 min•Season 1Ep. 38
Yo, there is a lot of things you could do to repair your credit. Everyone online has a new magic trick or hack and it can start to be confusing to say the least. But just know this, there are 3 C’s that if you just focus on these you will have the best credit score that will last longer than the results you might get from all these quick hacks you hear online. So, on this episode I’ll dive deep into these 3 C’s so come on in and let’s talk about it!!! Also, if you want to purchase my best disput...
Mar 25, 2024•24 min•Season 1Ep. 37
Wanting to know how to get started repairing your credit but you need someone to break it down and keep it as simple as possible? If so, this episode is for you. I tune out when people try to overcomplicate things that should be really simple. So, on this episode I’ll break it down as simple as possible “literally as simple as if I were explaining it to a 4 year old” so come on in and let’s talk about it!!! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Rep...
Feb 19, 2024•19 min•Season 1Ep. 36
Did you know the credit report that gets pulled for a Home Loan is way different than the ones we see everyday? On this episode we will go into detail on how a Mortgage Credit Report varies from the credit reports we normally see when checking our credit. And we go through the things you DEFINITELY need to clean up before applying for your mortgage. We will even read through an actual Mortgage Report together! We will also cover your FICO scores versus the scores that Credit Karma will show you....
Feb 19, 2024•24 min•Season 1Ep. 2
When repairing your credit yourself you always want to make the most impact in the least amount of time! And when disputing different accounts on your credit report there are negative accounts that will make a great impact in a positive way but then there are also negative accounts that if deleted could make a big impact in a not so positive way. Yeah, it’s confusing.. so on this episode I’ll break it down as simple as possible. Tune in and let’s talk about it!!! Also, if you want to purchase my...
Feb 08, 2024•12 min•Season 1Ep. 35
I gotta be real with you… You will have bad credit forever unless you make the decision to stop doing these 3 things for good! Tune in and let’s talk about them!!! Also, if you want to purchase my best dispute letters or grab the discounted 3 Credit Report Access for just $1 that I mentioned in the episode then go here to get it https://linktr.ee/thecreditrepairhangout And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@cr...
Jan 19, 2024•22 min•Season 1Ep. 34
Hey!!! Say it with me: This is my last year having bad credit!!! This ends now and we are talking about the mindset and actions you need to take on today’s episode. Tune in!!! Also, if you want the discounted 3 Credit Report Access for just $1 that I mentioned then go here to get it https://linktr.ee/thecreditrepairhangout And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 Follow us on our IG @thec...
Jan 15, 2024•15 min•Season 1Ep. 33
The latest news is that ERC Collection Company is out of business! That’s great news for anyone who is struggling with derogatory collection accounts being reported by them. So what happens next and what should you do if you’re affected? I’ll be answering this question on today’s episode. Tune in!!! Also, if you want the discounted 3 Credit Report Access for just $1 that I mentioned then go here to get it https://linktr.ee/thecreditrepairhangout And, lastly Subscribe to our new YouTube Channel h...
Dec 20, 2023•11 min•Season 1Ep. 32
We are 2 months away from a New Year and the magic question is.. Can you repair your credit in less than 60 days so it can be New Year New Credit Score entering 2024? I’ll be answering this question on today’s episode. Tune in!!! Also, if you want the discounted membership I mentioned then here is my SmartCreditLink: www.smartcredit.com/VIPSB And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 Follo...
Nov 08, 2023•12 min•Season 1Ep. 31
Happy Halloween! One of the scariest things for a lender is an applicant with bad credit. And nothing hurts your credit more than having a ton of late payments so let’s talk about what we can do to fix it. Tune in!!! Also, if you want the discounted membership I mentioned then here is my SmartCreditLink: www.smartcredit.com/VIPSB And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 Follow us on our I...
Oct 31, 2023•12 min•Season 1Ep. 30
All you really need to repair your credit this year is the right advice! So on today’s episode I pulled some of the simplest yet BEST advice I’ve heard from Alabama Football Coach Nick Saban that will truly help you get on the right track. Tune in!!!Also, if you want the discounted membership I mentioned then here is my SmartCreditLink: www.smartcredit.com/VIPSB And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrep...
Oct 24, 2023•12 min•Season 1Ep. 29
Are you an over thinker? What if I told you that may be the #1 thing holding you back from having great credit? Tune in to this episode and let’s talk about how to push through it to repair your credit and live the life you deserve!!! Also, if you want the discounted membership I mentioned then here is my SmartCreditLink: www.smartcredit.com/VIPSB And, lastly Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 ...
Oct 17, 2023•11 min•Season 1Ep. 28
Wanting to repair your credit yourself and need to know what tool to use to make it easy?? Then tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 My SmartCreditLink: www.smartcredit.com/VIPSB All other credit repair resources mentioned in the show found here https://linktr.ee/vipscoreboosters Follow us on our IG and FB for more credit tips Instagram: @the...
Sep 12, 2023•11 min•Season 1Ep. 27
Are you someone that thinks you can just out earn your bad financial habits while repairing your credit??? Yeah, that used to be me too until I found out you can’t over and over again… no matter how much money you make. Bad financial habits are the real credit score killer!!!Tune in to this episode and let’s talk about it! Also, Subscribe to our new YouTube Channel here for more detailed and step by step credit tips https://www.youtube.com/@creditrepairhangout6885 All other credit repair resourc...
Aug 11, 2023•12 min•Season 1Ep. 26
